How to check your homeowner s insurance company rating

A homeowner’s insurance company rating lets you, the potential policyholder, know the financial strength of the particular company. Although the insurance business is highly regulated, this information is important because you don’t want to purchase homeowner’s insurance from a company that is at risk for filing bankruptcy. You may not even want to purchase a policy from a homeowner’s insurance company that’s been flagged in some way for a current, “iffy” financial situation. You can find your homeowner’s insurance company rating by searching independent research companies. These companies gather and evaluate a plethora of the insurance company’s financial information. The rating is designed to let you know the homeowner’s insurance company rating, therefore assisting you in your decision to, or not to, do business with a particular company. These companies are usually easily accessible via the Internet, too. Your state’s department of insurance can also provide you with a homeowner’s insurance company rating. Too, they can let you know whether or not a particular homeowner’s insurance company is licensed to sell insurance in your state. This information is also very useful. If a homeowner’s insurance company isn’t licensed to do business in your state, your state’s department of insurance won’t be able to help you with any claim or settlement problems – high rating or not. Per the abovementioned, homeowner’s insurance companies aren’t likely to suddenly go bankrupt. However, it’s important to know the homeowner insurance company you choose is capable of providing you with the financial compensation necessary to repair or rebuild your home when disaster strikes. So, if your home catches fire, you want the security of knowing you’re covered, right? If your home is broken into, you want the relief of knowing you can replace the expensive home entertainment system you saved so long for, don’t you? You can get this security and relief by purchasing a policy from a homeowner’s insurance company with a good financial rating.

Filling the time gap bridging loans uk

We expect our lives to go smoothly all the time but that very rarely happens. A need can come up any time it can be a personal need or a financial need. Solution to the personal need may depend on person to person but if you are looking for financial help from outside sources for a short period then an ideal solution are bridging loans UK. Bridging loans are loans which are offered to people who are looking for quick solutions to their financial requirements. Instances where the borrowers may need to go in for bridging loans are: · Where you want to buy a property and there is a gap where you have not sold your current property. · Temporary funding for the purchase of a defective property. · For an entrepreneur who sells to the goods on credit may use it as working capital before the payment is made by the buyers. · To purchase a property in a hurry i. e. from an auction. Bridging loans are short term loans which can be acquired by providing collateral to the borrower. Collateral can be provided in any of the two forms available to the borrower. They are: A closed ended bridge is one in which the repayment source is already in place, but because of the timing the funds is such that they will not meet the requirements. Another option is an open ended bridge in this the intended repayment source is known, but it is not guaranteed. Some examples of the items that can be provided as collaterals are. Residential properties, auction properties, retail shops, buy to let properties or any development sites. Bridging loans are available to every body not only to people with good credit history but also people with bad credit history. All the people need to know is their credit score which represents their credit worthiness and they can also avail the bridging loans. Some of the features that the potential buyers must know about bridging loans are: · Bridging loans come for a short period of time ranging from days to a year. · Bridging loans are available at comparably higher rate of interest. · Amount sanctioned usually ranges from Ј5000o to Ј500000. · The loan is sanctioned very quickly usually within 5 working days. · You can also get a loan amount up to 100% of the collateral. These features make bridging loans a much sought after thing in the market if you are looking for a loan for a short period. If life goes according to the plan then everything happens in a merry way but that always does not happen. A need can come from anywhere if only for a short period of time it has to be looked after that is where bridging loans can help us immensely.

How to properly set up your own drum set

Having your own drum kit will make it easier for you to set up your own drum set. However, even without a drum kit, you will still be able to set up your drum sets by using your stool or throne as guide. When using your throne as a guide in setting up your drums, place your throne in the middle of an empty room. Sit on the throne with your drumsticks to get the feel of the height and depth which you may need in setting up your drums. Close your eyes and imagine yourself in from of your drums. While closing your eyes and imagining yourself in front of your drum set, feel the balance of your throne. Both your feet should be planted firmly on the floor when you do this. Keep your feet on a comfortable position and then open your eyes. Check your feet and make sure that the width between your feet is more or less the same width as your shoulders. Putting your feet on a wide angle will give you a more stable and strong base. The location of your feet in very important because this will determine where you will put your pedals for your bass drum and hi hat. To make sure that your feet are comfortable where they are, try shifting your feet and experiment on different position. Do not worry, there is no hard and fast rules as to where you should put your feet when playing your drums so just go with the natural flow of your body. Air drumming will help you gauge the possible height and reach of the drums. Play a mental tune and start drumming into the air as if you are playing your instruments in an actual concert. Pay close attention to where your hands go when you are air drumming so that you will know which way your body flow naturally. Always remember that our bodies have its own natural reflexes. By going with the natural flow of your body movements, you will be able to move more fluidly. Setting Your Drum Set Once you are comfortable with your position, mark the spot with chalk or any other non-permanent markers. Bring in your drums one by one and set them up one by one. Start by adding your bass drum first and then followed by your hi hat. Test your position again before you add your other instruments like the snare drum and cymbals. Every time you add another piece of instrument into your drum set, test your body movements and make sure that your movements are not restricted in anyway. If you feel that your movements are hampered in anyway, make adjustments. Always see to it that you are comfortable with what you are doing so that you can play your drums more beautifully.

Linking music to the heart of a child

Music is powerful and persuasive. It touches one’s emotion, motivation, creativity and relaxation. It has the soothing effect that can calm our mental nerves. It inspires you to do something new and productive. It gives you ideas. It lulls you to sleep. The list is definitely endless. Music is many things. It makes us happy, annoyed, melancholic, afraid and mad. Music is also for every one. It invades almost anything and everything. Different milieus have their own music to recollect. Various races and continents also enjoy distinctive music. Young and old alike take pleasure in it. In every stages of life there will always be music for it is perpetual. In fact, there are unique types of music that caters to specific group of individuals. Rock and metal music cater to hyperactive music enthusiasts. Love, acoustic and pop songs blend well with lovers and emotional persons. For kids there is the children’s music. Children’s music can give kids a magical experience. They can play roles with it. For a moment, they can be a pretty princess with a castle or a dashing knight in shining armor. They can simultaneously play musical instruments. They can dance and sing. Music is entertaining most especially to children. Thus, even at the very young age they must be exposed to music. By doing so, kids develop their sense of adventure and discovery. Aside from that, they can be knowledgeable about children’s music lyrics. They can also develop the basic languages. Children’s music can also be treated as therapy. Application of children’s music can treat some physiological and psychosocial elements of illness. Treatment is aimed for the acquisition of non-musical behavior by virtue of systematic musical methods. Studies have proven that children with developmental delays and learning disabilities like Down’s syndrome respond to music. Thus, exposure to music can boost response and expression. As a result, individual expressions and talents like singing and dancing can be discovered. Children’s music treats developmental delays and learning disabilities by drawing out movements. The latter develops self-awareness which can easily be manifested. Examples of these movements are gripping the beater, tapping a triangle, playing cymbals and drums and the likes. The relationship between children’s music and movement cannot be overemphasized. The rhythm of music creates the ideal stimulus that results to coordinated movements. These movements lead to repetition which is a mode of child learning. Aside from entertainment and therapy, children’s music is also a special kind of education. It develops the cognitive skills of children. Exposure to music stimulates learning about colors, numbers, shapes and parts of the body. As a consequence, though may not be the primary goal, it increases the child’s intelligence. Stimulation of cognitive abilities leads to multi-sensory development. The latter contributes to the ability of a child to retail information and be attentive to detail. As a result, the child becomes confident and clever. Children’s music can also develop the child’s social skills. Usually, musical experiences are done in groups. Participants can sing in unison or one after the other. With this process, every one is encouraged to participate thus participants eventually become closer. Children’s music can be so powerful that it can develop both the intrapersonal and interpersonal aspects of a child. It simultaneously augments functional abilities at the same time the expressive and creative capacities of a child.

Zoey asthma teaching kids to care for themselves. is it a good asthma treatment control

This article is about the advantages of the Zoey asthma kit - Is it a good asthma treatment control? It is most unpleasant to have to watch your child develop and then try to cope with asthma. They are just too little to understand what it means and why they have problems breathing. The feeling of being useless in helping a child understand their illness better is common in all patients whose children suffer from asthma. This is precisely why Zoey asthma has been developed, it is The Zoey asthma kit is literally packed with good ideas to help both child and parent understand asthma. First of all there is a parent's workbook. This 112 page guide explains how they should manage their son or daughter's asthma, minimizing the complexity involved. The child's workbook follows the same format and is full of activities to keep the kids interested and informed. Children are taught what triggers to look out for and how to minimize them. This is also great for parents who wouldn't normally have a clue as to what a trigger is. The two books also cover the correct use of the peak flow meter, the spacer, and inhalers. What would you do if your child had an asthma attack? How would you avoid him or her (or yourself for that matter) from panicking? With the Zoey asthma parent's workbook you are shown in a clear, easy to follow manner which will really put your mind at ease. Zoey asthma makes your child learn about their condition in a colorful, easy to follow and fun educational trip. Also included in the kit is a coloring book for your child to complete and a peak flow meter, which monitors how well your child's lungs are working to give an indication of when the next asthma attack will take place. All in all, this Zoey asthma kit provides valuable information for all the family, and takes some of the unpleasantness out of an unpleasant illness.

Air traveling safety tips

: Air traveling can be an exciting experience for many but it does have its own challenges and risks. Moreover, the aircraft ambience and different factors associated with air traveling can cause anxiety among the passengers. The article throws a light on a number of safety issues thereby helping you to make your trip safer. Most accidents generally take place during the take off and landing phase of flight. For that reason, it is always suggested to fly nonstop routings on larger aircraft. It can bring a great drop in exposure to the major accident-prone phases of flight. Seatbelts are the best protection against a crash or collision. They hold you in place in so preventing your body and head from being thrown away if the plane encounters unexpected turbulences. Therefore, always keep your seat belts fastened for that extra protection. Ensuring the safety of passengers and aiding them in an hour of emergency is undeniably the chief responsibility of the flight attendants. Thus, always listen to your flight attendants. Avoid handling the hot drinks by yourself. You may ask your flight attendant to help you with the servings. They are fully trained in handling drinks like tea and coffee in a busy aisle on a moving plane. And of course, you are required to follow the instructions outlined by your flight crew especially in an emergency situation like precautionary emergency evacuation. The atmosphere within the aircraft cabins is generally pressurized. Since, the air is thin at altitude, it results in lack of oxygen and the gas present in our body cavities begins to expand. At such times, excess drinking can be quite dangerous on flight. Further, it can encourage you to act in ways that are considered as out of character and may lead to significant stress. Use rules of moderations when planning to consume alcohol. Traveling along with the kids puts extra demands on guardians to ensure their security. Always have those things on hand that are necessitating meeting special needs of your child. You may use a child restraint system for your precious one. Suggested by the U. S. Federal Aviation Administration, these designed systems are apt for children less than 40 pounds. Finally yet importantly, never allow your child to wander way into the restricted areas like galleys. It is always recommendable to keep supervising your child all the time on flight. Paying thought to baggage restrictions will be helpful regarding to your safety. No passenger is allowed to bring any kind of hazardous material into the flight unless allowed by the airline authority. When traveling by air, wear the clothes that allow freedom of movement. Nearly all the airlines are pretty good in taking care of the passengers’ standard dietary preferences. But, if you have any food allergies, you are perhaps the safest carrying your own food. Be cautious of the kinds of electronic devices you are and are not allowed to use during the flight. In case, you are not certain about the rules, consult either your crew member or flight attendants. Although, there are several attendants present on the aircraft that could do to remedy a situation but you have to help them out. After all, your safety is in your hands!!! Author:- Somya Aggarwal cheapoair

Air travel rules are they different for those with a disability

When planning to take a trip, by way of airplane, there are a number of different factors that you should consider. One of those factors includes whether or not you have a disability. Even if you do not have a disability, you also need to be prepared if you are traveling with someone else who has one. This preparation does not just include packing your bags for your trip, but it is also includes familiarizing yourself with air travel rules. Although most of the rules are the same, you will find that some rules differ for those who have a medical condition or a disability. The first step in preparing for a trip with someone who is disabled, whether that person be yourself or another traveler, is to alert the airline. When making your reservation, you may want to inform the airline staff of any disability or medical condition that you may have. Although this is not necessary, it may be a good idea, especially if you will be traveling with medical equipment. Extra accommodations will need to be made for those who are traveling, past airport security checkpoints, with wheelchairs or mobility scooters. Learning what you will need to do with these items, ahead of time, is a great way to make your travel plans run as smoothly as possible. It is also a good idea to famialrize yourself with the airport screening process. All individuals will need to go through medical detectors. If you or someone who you know is traveling with medical equipment that will set off the alarms, it is likely that they will be pulled aside for additional screening. This screening should only take a few minutes, but it will be done by a trained professional who will show compassion when dealing with those with a disability. Unlike most other air travelers, who at this time are required to remove their shoes, those with a disability can leave their shoes on if they choose to do so. However, it is important to note that you may be subject to additional screening. To prevent this additional screening from occurring, you are advised to remove your shoes, if at all possible. In the event that you are unable to, it will not be a big ordeal. In fact, the additional screening often requires a quick swipe of a metal detector wand. In addition to those with a disability, most airports have made special arrangements and exceptions for those who have a medical condition, especially one that requires medication at a specific time. You are allowed to keep your medication with you, in your carryon luggage, but you are advised to keep the dosages in small amounts. Due to the current ban on liquids, you are advised to have the proper medical identification. This means that you should keep your medication in the original package, especially if your name is on it. To be allowed through to the next checkpoint, your name will have to match the name of the prescription bottle. If it does not, there is a chance that you will have your medication confiscated. By keeping the above mentioned points in mind you or your traveling partners, who may have a medical condition or a disability, should easily be able to make it to your intended destination. In the event that you are unsure about a particular screening procedure or if you have any other questions, you are advised to contact the airline in which you will be flying on or the airport that you will be leaving from, before your arrive there. Planning ahead is the best way to make your next flight a memorable and hassle-free experience.

Simplifying home business marketing

One of the most demanding parts of owning a home business is marketing. This is especially true of an internet home business. So it is essential that a business owner understand the basics of marketing. If there is not a good marketing campaign then a home business will never be successful. It is through marketing that a business finds its customers. It is rare for a business to truly get an established customer base without good marketing. One of the first parts of creating a marketing campaign is finding a target market. The target market will be made of people who will be most likely to need or want the product. It is important to find the target market because this will help the business owner in a lot of the marketing aspects. The next thing for a business owner to do is to create marketing materials. This is where the target market will come in first. These marketing materials should speak to the target market. They should address their needs and tell them why the product is what they need to buy. After the business owner has their marketing materials they need to start placing their advertising so the public will see them. Again the target market comes into play. This time the business owner will need to brainstorm on where would be the best place to put their advertising that the target market will see it. Knowing the target market can help. For example, if the target market is moms then websites about parenting may be a good place to put some ads. Marketing does not have to be complex. It really is not that hard when it is broken down. The whole thing is to find a market and target them with specific ads located where they will be most likely to look. Copyright © Wonder Nyatanga ProfitEnaires

What you need to know when purchasing a laptop

When people talk about laptops, everyone assumes that all laptops are wireless. Traveling with a laptop is easier today than it once was, the laptops have gotten smaller and lighter. The new mobile laptops make computing easy for many people. When purchasing a laptop, make sure a wireless connection is built in so you can reach the internet if you are in a wireless area. The laptop is replacing the big desktop computer; but the mobile computer needs to provide the ability to accept components for expandability. Many people today keep all of the information on their computer, so if the computer goes down many people will not have that data. In today's modern world the laptop or sometimes called notebook is a must have. If you do not have a laptop computer yet, you should know that one of the most important aspects of having a laptop computer is having a great power supply. Every laptop computer needs to be equipped with some type of warranty; the laptop should have at least a one year manufacturer warranty. You may even be able to play movies on them with crystal clarity. Purchasing a laptop computer is not an easy job to do because there are so many important things that should be considered before purchasing. The type of work you do can affect the screen size and type that is most suitable for you. If you are not worried about graphics a screen size of 12-14" is acceptable. If the work you are doing is graphically intensive than a 15-17" is better. Screen sizes range from 12 to 19 inches. A laptop computer with smaller screen is great option if you do not plan to use laptop too much. Going from 256MB of RAM to 512MB of RAM will speed up your laptop. If your needs are somewhat mundane - email, spreadsheets, word processing, etc. 512 MB of RAM should be plenty. RAM is to a computer what location is to real estate. You also need to think about the hard drive in the laptop you are considering. The hard drive is also a very important specification to consider in buying a laptop. The speed of a hard drive is normally calculated in rotations per minute. A hard drive of about 50 gb or over is a good rule of thumb. In addition to the processor, you will probably want to upgrade your system with memory, monitor, a graphics card or video card, and pointing device and keyboard. Finding cheap components is easy today due to the internet, many sites have popped up and made all of these components accessible. The important thing to remember when shopping for components is that you need to make sure they are compatible with your system. Laptop cases are an important computer accessory you should make sure you acquire. They have many sections that accommodate important office documents. Another important type of carrying case is the wheeled roller case. But, their safety and protection is equally important. A laptop case is specially made for carrying a laptop but a backpack is just a bottomless pit. Getting a quality bag is very important since you are carrying around an expensive piece of equipment. Your notebook is going to be at least 6 pounds, probably more. The portability of laptop computers is both a boon to busy business people. Your notebook should be sturdy and rugged. Expensive notebooks should be protected properly.

Aspen nightlife art galleries 179

Aspen Nightlife – Art Galleries Aspen is famous for more than skiing. There are currently more than thirty art galleries in and around the Aspen area, where art created by famous artists around the world resides. Visiting the art galleries in Aspen is a must, and no Aspen vacation will be complete without this taste of culture. Most of the art galleries are within walking distance of each other, arranged in a three by four block area. This area is located between Spring Street and Monarch Street, and Hopkins Avenue and Durant Street. You will find everything from vintage poster art at the Omnibus Gallery to Impressionism art at the Galerie Du Bois. Visit the Highline Gallery for glass art and the Pam Driscol Gallery for bronze sculpture art. Contemporary collections can be found at the Baldwin Gallery. While some galleries are open after hours, many close around 5pm. It is important to find out the operating hours of the galleries that you want to visit ahead of time. Many shows and events are planned at the galleries for the evening hours as well. (word count179)

A beginner s toolbox 8 things every home should have

Congratulations! You’re living out on your own. If you’re renting an apartment or bought a home of your own, there are going to be little things you need tools for. Whether it’s removing part of a light fixture to replace the lightbulb, or hanging your favorite pictures on the wall, a basic toolbox can come in handy. Here are the top eight tools that will be the most helpful. 1. A flashlight. This is crucial, even if you don’t buy anything else on the list. If the power goes out, or you can’t find the exact lid for your Tupperware container in the back of the cabinet, shedding some light makes life a lot easier. 2. A screwdriver. For maximum efficiency, and especially if you are going to be doing just little jobs, there are screwdrivers available now that have removable tips so you can buy just one tool for all screws and swap out the tips depending on what you need. 3. A tape measure. Ask anyone who has ever rented an apartment and then couldn’t fit the couch in any of the rooms, having a tape measure is a good thing to have. It will help you place furniture, decide how big an area rug to buy, or know how long a cable you will need for your TV. 4. Adjustable pliers. Maybe two pair, one large and one small. Maybe the previous owner or tenant left a nail in the wall that just won’t come out, or they used a stapler in the windowsill to hang their Christmas lights. Pliers will give you the grip you need to pull things out. 5. An adjustable wrench. This will help you tighten (or loosen) nuts and bolts. You can change your shower head, or loosen your dryer vent tubing to check for lint. 6. A hammer. Hang things on the wall, close up a paint can securely, or pound in stakes so your kids can camp out in the backyard. 7. An electric drill. You can keep it pretty basic, but a drill can save lots of time. Buy one that has a screwtip adapter also, and you can drive in screws much faster than with a manual screwdriver (and with less stress on your wrist). 8. A first aid kit. Don’t own a home without one. If you’re a first timer with any of the rest of the tools, you can put this to good use when you pinch yourself with pliers, or cut yourself on a fast retracting tape measure.

Why choose a honda motorcycle

When you are looking for a great motorcycle, you may want to try the Honda motorcycle. You will get this good dependable and quality product many years from. There is not doubt that you will be happy with your choice for many years to come. You will feel good and look good when you are riding down the road on your cool ride. For a lot of the riders, finding the right motorcycle is going to be a difficult decision. They will take their time and find the right motorcycle that will be right for them. It will take a long time to search and find the one that will fit your personality and your lifestyle. It is important to make the best decision that you will be happy with and be comfortable with as well. Most bike riders will ask their buddies what is going to be the best bike for them. They will take their information and advice and try to make the best decision for them. A lot of times the bike riders will discuss their problems with the bikes and find out what they like most and least about the bikes. For most of the Honda motorcycles, you can almost guarantee that you are not going to hear anything bad about them. Most great Honda motorcycles can be found at a Honda dealership. There are lots of people that can find the right bike for them and not have to worry about getting a bad deal. For most people, they can get a good bike at a good price and be happy with that Honda Motorcycle for a long time to come. There are many colors and styles to choose from when it comes to Honda Motorcycles. You can find the right ones to fit your style and your body too. You do not have to worry about not getting exactly what you want when you choose a Honda. There are so many to choose from and so many place that you can look. Even used Honda motorcycles are a great bargain. There are many that you can find for a good price and ones that you can be happy with for a long time to come. Many times you can get a better deal with a used bike than you can get with a new one. It is all up to you and what you want to buy with your money. Year after year, you can trade in your Honda motorcycle for a new one. This is a great way to get a new bike and get a good deal on your old one. You will not have to worry about the value of your bike going down. You are going to be able to have a good investment in your Honda motorcycle for a long time to come.

Buying cheap designer clothes online

What does it take to dress well? Having lots of money? Well, that helps but most of all it takes organization, knowing yourself and your body and taking the time to get it right. Being well dressed is not about wearing the latest fashions; it is about knowing yourself and the styles that look best on you regardless of the latest trends. Keeping up with the latest trends is not only time consuming and costly but hard work. The boom in online shopping comes as the traditional High Street had a mixed experience over the Christmas period. While many companies, such as Marks & Spencer and Tesco, enjoyed excellent sales, others such as Next, Body Shop and HMV had a tough time. HMV and fellow music retailer MVC have also complained about the impact of online sales on their businesses. IMRG chief executive James Roper said it was time for High Street retailers to make all their product ranges available online, and not just a limited number of items. Of those retailers that have embraced the internet, Tesco said a record one million customers bought through its website in November and December, while department store John Lewis recorded online and catalogue sales of more than Ј100m in 2005. The internet has been doing wonders for people’s wallets for years. In almost every case items that you can purchase in a local store can be found online for less. Designer clothes are no exception and there are literally hundreds of e-commerce web sites that will be more than happy to sell you everything you need for your wardrobe at considerable savings compared to what you’ll pay at the local shopping centre. In many cases you can get free shipping as well. It won’t only help you find the latest cheap fashion styles but also the much sought after designer labels that are nearly impossible to find in the UK shops. Those like Abercrombie and Fitch, American Eagle, Hollister, Von Dutch, Juicy Couture and many other fashionable American brands that can normally only be bought on a trip to the states can now be found on the internet. But don’t worry if you’re thinking you still have to purchase from an American online store, with those expensive shipping costs and delayed delivery, as the top labels are finally hitting our shores from websites like stand-out. net which offer these hard to find labels and the other top designer brands all at discount prices. Launched just a year ago, Stand-out. net boasts a large selection of designer labels cheaper than other places and including the latest brands including Diesel, Hugo Boss, Armani, Moschino, Replay and the hard to get American brands. Offering a huge range of current and harder-to-find styles, Stand-Out. net has developed into a website you are sure to find something you like at cheap prices. If your wardrobes in doubt ... Its time 2 Stand-Out.

Food and accommodations all about spain

Learning all about Spain is the best way to plan and enjoy your vacation. Spain is a diverse country in terms of culture and geography. The geography consists of lush meadows, snow covered mountains, beaches and desert areas. There is something for everyone in this country. Spanish cities offer historical sites, cultural regions, night life and beaches. There are hundreds of cities to choose from for your trip. Barcelona is a cosmopolitan city that is well known for its amazing architecture. Madrid is the capital. This city has great museums and abundant night life. The Costa Blanca has beautiful beaches and a great climate. All About Spain: Language and Travel The language spoken in Spain is different from that typically heard in North and South America. Castilian is the most widely spoken from. It is closely related to Portuguese and is influenced by the Italian and French languages. Other less common forms, such as Catalan, Galician and Basque are spoken in some areas. People travelling from outside the country generally arrive by airplane. There are many international airports located throughout the country. Most major airlines offer flights to the major airports in the country. Several discount carriers offer flights to Spain at reasonable prices. Once you are in the country, travel by bus is one of the easiest ways to travel. Larger cities and areas have good public transportation services. They are convenient and offer frequent schedules to tourist areas. Car hire companies operate in most large cities and in nearly all airports in the country. If you want to travel extensively or just want the freedom to travel where and when you want, this may be a good choice. You can find information on these companies on the internet or from your travel agent. All About Spain: Food and Accommodations There is a wide variety of restaurants throughout the country, both in large cities and smaller areas. Seafood is popular in coastal areas. This is very fresh and is delivered daily. Meat is common as well, with a wide variety of both meat and fish on most menus. Very little frozen food is served in Spanish restaurants. They mainly use fresh meat, vegetables and other ingredients. High quality ingredients are used in most Spanish dishes, rather than a lot of spices or preservatives. Lunch and dinner schedules may be different from many other countries. These tend to be later. Lunch is often eaten at around two o’clock in the afternoon. Dinner may be served as late as nine o’clock or even later. Bars can be found all over the country. This is a great way to meet and interact with local people. There is no age restriction to enter a bar. You will find that public drunkenness is very rare in Spain. This is frowned upon by the Spanish people. There are many choices for accommodations in Spain. A Parador is a state owned hotel. These are unique and rich in history. Many are located in historical buildings. Some are in old castles. These are a great way to experience the culture and history of the area. If you prefer a more home like atmosphere, there are many choices in property rentals. An apartment, house or villa may be more to your liking, especially if you are planning an extended stay or are travelling with a family. Rentals can be found through travel agents, real estate agents or on the internet. All About Spain: General Information Spain is part of the European Union. The country began using the Euro for currency in 2002. Most merchants and businesses will not accept other currency. You can exchange your money at banks or international airports. Credit cards are accepted all over the country. You will also find ATM machines conveniently located. You will need to show identification or a passport at most places to use your credit card. This is for security and to prevent identity theft.

How to give yourself and family the best protection from flu and bird flu

The flu has been an irritant for some time. However, at one time it actually caused worldwide devastation, killing millions of people. Although this type of effect has not been felt from the flu for many years, with the onset of bird flu this is becoming a very real possibility. With this being a concern, people should arm themselves to the full extent to avoid this from occurring. There are several common-sense precautionary measures that can be taken to protect yourself and your family against being infected by this potentially deadly virus. The first is to avoid places where the bird flu virus already runs rampant. As of now, the bird flu outbreak is primarily in Asia, Europe, and the Middle East. Although it is expected to spread worldwide, you should not save it the trouble by traveling where you can become infected more easily. If you must travel to these areas, avoid poultry farms or other high risk areas. On the same note, try to avoid contact with sick people. Simply distancing yourself and your family from the disease can be one of the most effective preventive measures taken. If you come in contact with sick people, or even as a general rule of thumb, wash your hands often, with antibacterial soap, and practice good hygiene in general. The regular flu virus is spread by saliva and mucus being transmitted to others. If someone coughs in your face, this may not be able to be avoided; however, if you touch something that is contaminated, you will just as likely become ill – unless you wash the virus away before it makes its way into your body. Another precaution you should take in preventing the infection of bird flu is to properly handle and cook all poultry. While the jury seems to be out on whether or not there are cases of the flu due to undercooked poultry, reliable sources are reporting there have been. Even a suspicion should be enough to encourage certain precautions, not to mention proper handling is just a good practice. Likewise, properly clean all surfaces that have come in contact with raw meat and wash hands after handling. Should you or a family member become ill, you should seek medical advice. There are medications that can be administered that lessen the impact of many flu strains, but they are only effective if given early in the disease. For this reason, treatment must be sought immediately.

The benefits of buying seo placement

A discussion of the benefits of buying SEO placement and how it can be part of a successful search engine optimization strategy for a website. Search engine optimization consists of about a 100 techniques of which buying your way to the top of a local search engine is just one. This is sometimes simply referred to as buying SEO placement. As only about 30% of people actually click on these (studies have shown) it is probably a good idea not to rely on buying SEO placement solely to bring business to your website. However used in tandem with other strategies, buying your way to the top of the search engine page by buying SEO placement actually has quite a few benefits. First of all simply optimizing your copy can take awhile especially if you are doing it all yourself. Getting a service to do it for you could save you some time. On average it takes most people about two months to SEO a website on their own and sometimes as long as a year before they see this have any effect on their search engine page rankings. The best and cheapest way to buy SEO placement is to do it through a pay per click program. The risk to your pocket book is minimal especially if you go to the time and trouble to test your keywords first. Most of the big pay-per-click systems on the most well known search engines have set up test programs so that you can see whether or not your choice of keywords actually drives customers to your site. This is important, as you don’t want to spend money on keywords that don’t work for you. Keep in mind too that you should always be monitoring your pay per click campaigns to see how much of the business sent to you actually produces buying customer. The last thing you want is a busy website that is full of non-purchasing or non-converting visitors – unfortunately sometimes that is a by-product of buying SEO placement no matter how good your selection of keywords initially seemed to be.

Come out with your checkbook open

Joey, daring the spotlights that were scanning the warehouse in which he was holed up, took a quick look out the window at the crowd below, and shouted, “Never, you dirty, rotten bill collectors!” Then he ducked back to the haven beneath the sill. He recently got more into debt than usual – in fact, he found himself surrounded by it – and he was having a restless dream about the multitude of bill collectors who were haunting his mind. Being an old movie buff with smiling memories of Jimmy Cagney, his brain had somehow cast him in a role familiar to all who feel a similar attachment to the Cagney legacy. His black suit was dusty, his white shirt was open, and he had a bottle of whisky beside him, from which he took an occasional reinforcement. “Joey, do you hear me?” the Verizon customer service rep called through a bullhorn. “This is Verizon.” “Whaddaya want?” Joey called back. “This is a final disconnect notice.” “Already?” Joey replied, and looked down at the pile of bills scattered on the floor. He started to leaf through them nervously and found the Verizon invoice. “I have your bill right here,” he yelled out the window. “It’s only fifteen days overdue. Don’t I get a month or two before you disconnect my service?” “Not anymore, kid,” the Verizon rep shouted back. “You got a lousy payment record.” “Yeah, so what do you want me to do about it?” Joey replied, knowing he didn’t have the funds to pay the bill at the moment. He eked out a living as a freelance journalist, and he had only recently come through a period where he had not placed his usual number of articles. Thankfully, he had finally sold a piece to Travel & Leisure. Just then one of the cops in the crowd lifted his own bullhorn, and called, “Joey, this is Officer O’Harae out with your checkbook open – or else!” “Or else what, you dirty, stinkin’ copper?” Joey shouted back. “I’ll tell ya what, kid,” the Verizon rep interposed. “We interrupt your outgoing service. And get this, Joey. Three days later, we interrupt your incoming calls – and that includes your DSL Internet service.” “No, no, anything but my DSL!” Joey called. “I’m a freelance magazine writer. If I can’t email my articles, I’ll be finished. Have a little mercy, will ya? I’ve been a Verizon customer for over ten years!” “Sorry, Joey,” the Verizon rep replied, “We gotta go by the rules.” At that moment, the Con Ed rep reached for the bullhorn, informing the rep from Verizon, “It’s my turn. You’ve had your shot.” Then he bellowed, “Joey, do you know who this is? Con Ed.” “What are you doin’ here?” Joey asked. “You know as well as I do. Your electric bill is in arrears.” “Arrears?” Joey replied. “I’ll give you arrears!” And with that, he mooned the crowd. “Watch it, kid,” Officer O’Hara called through his bullhorn. “That’s indecent exposure. You could end up in the pen.” “You think I care?” Joey shouted back. “At least, there I won’t have to pay for my room and board.” Reacting to that comment, a lawyer, who had been unaccustomedly silent until now, reached for the bullhorn. “Speaking about room and board, Joey, I’m a lawyer with a message from your landlord.” “No, no, not that, too!” Joey agonized, and, in Cagneyesque style, he made two fists and rubbed his temples with them. “You’re over a month behind!” the lawyer reminded him, and held up an ominous, legal-size document. “I have the eviction notice right here.” “An eviction notice?” Joey wailed. “Yeah,” the lawyer replied. “You gotta vacate the premises!” Then the Con Ed rep took the bullhorn back, saying, “I wasn’t finished with him.” He turned toward the warehouse in which Joey was holed up. “This is your final notice, kid. If payment in full is not received by today’s date, your service will be discontinued. That means lights out!” “Yeah, yeah, I hear ya,” Joey called, and lied. “I put a check in the mail.” “When did you mail it out?” “Tuesday.” “That’s what you said last week, Joey,” the rep shot back, holding up his account record. “I have the evidence right here.” “But it’s February! Without electricity, I could freeze to death.” “We regret any inconvenience.” The lawyer reached for the bullhorn again. “About your electric bill, Joey – don’t worry.” “Why not?” He had by now tied the legal document around a rock and held it up. “Because you must vacate the premises no later than three days from the service of this notice.” Then he hurled the stone-bound document toward the window. “Read it and weep!” It broke through the top of the window and crashed onto the floor. Joey shook the glass fragments off himself, crept over to the recently arrived document, and slipped it off the rock. He looked it over and mumbled to himself, “The pressure, how can I take all this pressure?” Then, with renewed resolve, he called back, “You’ll never take me alive! Never!” The cop lifted his bullhorn. “Joey, listen to me. This is Officer O’Hara again. Be reasonable. No phone, no DLS, no lights, no heat. What kind of life is that? Do the right thing and come out with your checkbook.” “I need time,” Joey called back. “There’s a check in the mail.” The crowd burst into peals of laughter and commented variously, “Not that sorry tale again!” “No, no, I mean, a check is in the mail to me.” They laughed even louder. “You don’t get it,” he said. “For once, I’m tellin’ the truth. You have my word on that.” “Your word?” the lawyer asked, and laughed even more heartily. “You know what that’s worth? Not a plug nickel!” “We’ve heard that one before, Joey – heard it too many times,” the Con Ed rep said. “What is the source of the check?” Verizon asked. “I sold an article to Travel & Leisure magazine. A major piece. They owe me almost three grand.” “Did you say almost three grand?” Verizon wanted to know. “You heard me,” Joey confirmed. “When is the alleged check due?” the lawyer demanded. “Any day. Accounting told me it’s in the mail.” “In the mail?” the lawyer said, with a cynically sympathetic glance at the reps. “No dice, kid. What kind of chumps do you think we are?” “But it’s Travel & Leisure, not some two-bit gazette. They always pay on time.” Then he reconsidered his options. “If that’s not good enough, how about this? I’ll take care of all of you out of my checking plus account.” At the mere mention of that resource, the Citibank rep took the bullhorn. “Not so fast, Joey. This is Citibank. You already used up your checking plus.” “All of it?” Joey asked. “Worse, kid. You crossed the credit line. Today, we had to bounce three checks.” “Not that! Anything but that!” “Sorry, kid, we didn’t have a choice. Admit it. You’re at the end of your rope.” “Just so I know, who were the checks to?” The Citibank rep looked at Joey’s account. “The Chinese Laundry, the Korean fruit market, and Blockbuster.” “Blockbuster? How could you do that to me? I’ll never be able to rent a DVD again.” “Tough luck, kid. You didn’t give us any choice.” “But I’m a good customer. I’ve been with Citibank since I came to the Big Apple.” “Yeah, and you’ve racked up quite a history with us. I’ve got the whole sorry tale right here.” “Come on, have a little mercy, will ya? Increase my line of credit. I’ll pay you back. You know I’m good for it.” “Can’t be done, kid, your credit score is too low.” Now, a matronly woman worked her way up to the front of the crowd. “Please, let me talk with him,” she pleaded “Who are you, lady?” Officer O’Hara asked. “I’m his mother.” “His mother? That’s all you had to say.” He turned to the reps. “We’re givin’ her a shot.” The Citibank rep handed her the bullhorn, saying, “Good luck, lady.” She turned toward the warehouse and looked up at the window. Straining to see through the glare of the spotlights that traced across the faзade, she called, “Joey?” He looked up. “Is that you, Ma?” “Yes, Joey.” “Look, Mom, I’m sorry about this, but I’m in trouble, big trouble. I got in over my head. ” “I know, son.” “There’s only one way out for me. I know I’m a grown man and I hate to ask, but can you spot me a grand? I’ll pay it back, I promise.” “I would if I could, son. But I don’t get my social security check until next week. How about a hundred? I can eat baloney sandwiches until then.” “A hundred?” Joey asked. “Did you say a hundred, Ma?” “Yes, Joey. I’m sorry. It’s the best I can do.” “That’s all right, Ma. You keep it. I’m in too deep. You can’t help me anymore.” “You know I love you.” “Yeah, I know, Ma. I’m sorry I didn’t do better in life.” Just then a mail truck drove up, with the horn honking like a bugle. The crowd turned toward it. The mailman jumped out, mail in hand, and announced, “Never fear, the mail is here!” “Don’t tell me?” Joey called. “You got my check?” The mailman took a telltale white envelope out of the handful of other missives and held it up proudly. “I got it right here, Joey.” “Did you hear that, you dirty rats?” Joey called back, and stood up, dusting himself off. “I got the check.” “Mind if I take a look?” the lawyer asked with the usual skepticism. The mailman held the envelope up like a billboard. The lawyer studied it, and affirmed, “It’s from Travel & Leisure all right, and, from the look of it, I’d say it’s definitely a check.” A hubbub rippled through the crowd. “Did you hear that?” the Verizon rep commented. “He got the check.” “What do you know? The kid got the check,” the Citibank rep admitted. Joey walked out of the building, a free man, and made his way to the crowd. He reached out and took the check from the mailman. “Thanks, buddy.” “Just doin’ my job,” the mailman replied. Then he headed for his mail truck with an irrepressible heroic swagger. “Oh, Joey, I’m so happy for you,” his mother effused. “Thanks, Ma,” he told her, and put his arm around her. The lawyer, becoming instantly cordial, reached his arm around Joey. “Problem’s good as solved, kid. Just pay up and you can stay.” “And you can count on Con Ed to provide all the electricity you need,” the rep assured him. The Verizon rep winked, and added, “We’re your phone company. You know that, Joey. You got all the service you want, including your DSL.” “And about your checking plus account,” the Citibank rep told him. “We’re gonna find a way to work around your credit score so we can give you an increase.” “Really? Hey, whaddaya know? Just goes to show you what an ordinary guy like me can accomplish when he gets a check.” He tore open the welcome envelope and looked at the little piece of paper that had just saved him from a fate worse than death. Then he kissed it and held it up for all to see. “I’m a free man! Free of all my most pressing debts.” With that realization, he smiled and slipped into a much more deeply satisfying sleep.

Pros and cons of refinancing

Refinancing can be considered a means with which a person replaces his/her current loan with a new loan in order to save money. The loan can be of any type. It can be any consumer debt or a credit card debt or a mortgage. Many people shelter to refinancing nowadays because it has many pros: As it helps people to reduce interests, risk, and periodic payment obligations by either lowering the interest rate owed on the loan or extending the period of loan. Also everyone looks for refinancing in order to be able to achieve equity faster. There are too many individuals who are "house rich and cash poor." What value is it if your house is paid off in full, but you do not have any liquid cash to support? Keep in mind that your house will no doubt appreciate over the next few years. It will do so whether or not you have a large or a small mortgage. The more equity you have in your house will put more money in your pocket when you sell it, but while you are living in the house it is only "dead equity." In essence refinancing can be used to transform available equity in one's house into ready cash, available for other purposes or expenses. refinancing an adjustable-rate mortgage into a fixed-rate one, ensures a steady interest rate over time, by removing the risk that interest rate might increase terribly. As no one is perfect, also there is not good thing without some risks and cons: Lenders sometimes offer no-cost refinancing, charging you zero points for your mortgage loan. Generally, you will pay a higher interest rate than on an otherwise comparable mortgage with points, and you'll still have to pay the other costs associated with the loan. there are also closing and transaction fees typically associated with refinancing a loan or mortgage. In some cases, these fees may outweigh any savings generated through refinancing the loan itself. Some sub prime lenders charge excessively high fees, but you can screen these out by comparing mortgage rates. All you need is to determine the goal behind seeking a refinancing, collecting information about several lenders options and then work on your refinancing. Finally it became aparent that refinancing, as hasing lots of advantages it also has disadvantages and risks. You should pay great attention that some refinanced loans, while having lower initial payments, may result in larger total interest costs over the life of the loan, or expose the borrower to greater risks than the existing loan, depending on the type of loan used to refinance the existing debt. So you have to be carefull and Calculate the up-front, ongoing, and potentially variable costs of refinancing while making a decision on whether or not to refinance and you have to Check your mortgage agreement to see whether it contains a prepayment penalty, and try to avoid prepayment penalties in any refinanced mortgages.

Drug rehab treatment centers as an experience not a punishment

Choosing a drug rehab treatment center is a decision that calls for both negative and positive emotions. Nobody wants addiction to overtake their life to the point that rehab is the necessary step. However, the decision to go to one is something to look forward to, as it is the decision to rebuild a healthy life. It is the conscious realization of a problem, and it is the first conscious step towards healing. Understanding what drug addiction entails and how it affects the user is important for healing substance abuse. As well as understanding addiction, knowing what rehabilitation is will help the patient understand what he is going through and the purpose of the treatment. Lastly, the type of rehabilitation program is of vital importance for the patient. Understanding that a rehabilitation program is as personal as the patient’s problem will certainly help to ascertain the treatment needed for the specific patient. Rehabilitation must be a positive program motivating the patient by his successes and discouraging him from relapses. To reach the stage of being in a rehab center that positively works to heal addiction, the patient and all concerned must understand three things: what addiction is, what rehabilitation is, and what treatment can and should be like. Drug addiction is much more complex than merely ‘too much drug use’. Drug and substance dependence is beyond the control of the user - he is no longer in control and does not have much choice in the matter of continuing use. In the short term, drug use affects the brain’s reward system, flooding the brain with dopamine, otherwise termed ‘a high’. While the high is a short term effect, long term effects are to follow, which cause the addiction. When our brain’s reward system is working, proteins activate which teach us to pursue the behavior which causes us to feel so good. Naturally, this reaction is in response to food, exercise, and sex. Due to the larger amount of dopamine released due to drugs, the protein reaction is stronger than normal. As a result, drug use is quite addictive, and once the moment is reached that a person cannot control his use of drugs, this is termed addiction, or substance dependence. While willpower is important to controlling anything in one’s life, in drug addiction a lack of willpower is not to blame. Willpower is at play at the first stages of drug experimentation, but at a certain point in addiction, it loses its function. Drug addiction is an illness, and rehabilitative treatment is the only means of curing this behavior. Rehabilitation, then, is the path that leads to an effective treatment of drug use. Research has shown that addiction is treatable. Research has not shown, and will not show, that treatment is easy. Rehabilitation is the recovery of diminished capacities due to injury or illness. The word itself comes from the latin prefix re meaning ‘again’, and root habilitar meaning ‘to inhabit’. Thus ‘rehabilitate’ literally means to inhabit yourself again - and that is the aim of rehabilitation: to return former capacities to the inflicted person. This is especially true in drug addiction. Freeing oneself from addiction is a type of homecoming to a life of control. Rehabilitation aims at more than ending drug use. As previously mentioned, rehabilitation cannot be a punishment for drug use. It must be the gradual process of ending dependence while also rehabilitating the patient into society. This is often the most difficult aspect of rehabilitation. It is important that the patient realistically understand that the future will consist of effort to reintegrate and rejoin society. The patient is assisted by counselors throughout the treatment, but the patient himself is the main catalyst in rehabilitation. The family and friends of the patient must also go through aspects of rehabilitation, for life after rehab will not be a continual sunny day. The forecast predicts many rain clouds at first, with occasional storms down the road. The family must know how to be supportive and helpful throughout the stormy weather. The rehab treatment center can be considered the umbrella in the stormy weathers. It cannot control the weather, but does shield and help the patient and family on their way through the tempest. While there is no one correct rehabilitation treatment, as each treatment must be tailored to the particular needs of the patient, there are means of ensuring that the rehab center chosen is one that will provide a positive environment to optimize the long term results of rehabilitation. The personal treatment for the patient must be continually checked and improved, as different steps throughout the treatment call for different measures, and each patient needs a different length of time for treatment. The personal treatment must also take into account the various problems beyond drugs which the patient faces. Drug addiction is often the result, and not the core of the problem - this core must be dug up through various therapies, counselors, and activities, which all should be readily available through the treatment center. A forced treatment is not necessarily a bad thing - again, depending on the treatment center. With a good treatment center, a person who initially will not admit to his problem or the need for a solution can be fully rehabilitated. Extremely beneficial are experiential therapies, which, through their communion with nature help the patient gradually reintegrate into life, which will eventually ease reintegration into society. A rehab treatment center must be rigid in its aims to help the patient, but cannot be rigid in its process. Understanding what addiction is and why it happens is vital for the patient and the chosen treatment center. Once this is established, there can be a mutual respect, in lieu of distrust and judgment. The next step is to understand what rehabilitation is. It is a dedication, again, on the part of both the patient and treatment center, to heal a drug problem and, more importantly, rebuild a life - to bring the patient home in the spiritual sense. With these two concepts well understood and looked after, the patient has great chances of succeeding to overcome the addiction. The treatment center that fully understands addiction and rehabilitation will be the center that offers a full and varied program that will be created and recreated for the particular needs of its patient, and that will guide the patient not only through his addiction, but through his reintegration into life and society.

Better chances for recovery

Doctors, during their years of studying and practice, are taught almost everything they need to know about their field. However, no matter how expert medical practitioners may be, they still cannot make certain the future outcomes of their treatments. The highest that they can do is make predictions of the possible developments of their patients' conditions. They make a prognosis of their patient's case based on positive and negative factors. A prognosis is an estimation of the extent of development that a patient will achieve. Take for example the case of people with depression. They are usually prescribed with medications like Prozac, Fluoxetine, or Effexor. However, medications are usually not enough for a long-term, successful recovery of patients with this condition. Usually, doctors advice their patients to undergo psychotherapy sessions to support the positive effects of the medication and further improve the patient's condition for a long-term basis. Some individuals believe that medications and psychotherapy should be taken or undergone separately. This means that treatments for depression are either-or situations. This particular belief may simply stem from reasons such as financial limitations or personal preferences. However, most medical professionals will suggest that a combined treatment of medications and therapy will result to more stable and long-term outcomes. When a doctor's suggestion and a patient's financial situation or personal opinion does not agree, this usually poses a limitation on the patient's condition. This is not to say that doctors are always right about their suggestions, which is why it is also usually necessary to obtain secondary opinions from other medical experts. However, most suggestions made by physicians are based on their evaluation of how their patient's conditions can be best improved or treated. They usually set goals for their patients which, by the way, should always be discussed, planned, and set with the consent of the patient himself/herself. One possible reason why doctors prefer simultaneous treatment administration of medications and psychotherapy is because medications alone, when used as treatment for depression, have a high tendency of relapse or recurrence of depression upon its termination. Some studies indicate that regression of previously treated patients back to their depressed situations are prevented and their chances of relapsing are lessened when they undergo psychotherapy sessions together with or after their use of anti-depressant medications. Also, the risk of committing suicides among the population suffering from depression is managed better by psychotherapy. Lastly, through undergoing therapy sessions, individuals with depression learn how to deal with stress, disappointments, loss, and other psychosocial issues that usually trigger or worsen their condition. Thus, even if doctors cannot assure a patient's full and successful recovery after treatment, they are still able to plan out certain treatment strategies to increase the patient's chances of achieving this goal. Sometimes, medications like Prozac in the case of individuals with depression may not suffice alone. Supporting treatment approaches and strategies are, therefore, incorporated in the plan to make the patient's prognosis better. The only disadvantages in this situation are the patient's financial limitations as well as some of their personal preferences.

Using a digital multimeter

A digital multimeter is one the most versatile and useful instruments in your auto shop. It is important to own a good model and understand how to use it properly. A digital multimeter is actually three devices in one. It is a voltmeter that measure electrical potential across a device in volts. It is an ammeter that measures the amount of electric current through a device. This is measured in amps. Finally, a digital multimeter is an ohmmeter that measures electrical resistance of a device. Electrical resistance is measured in ohms. Today, modern digital multimeters are designed to be rugged and easy to operate. A good multimeter will have a rugged plastic case and large, easy to use selector knobs. The top part contains the digital read out screen. This is something you should thoroughly check out before you purchase one. Make sure the screen is large enough to read it and make sure you see the readout in sunlight. Chances are you will be using this instrument outside in direct sunlight. Below the digital readout is a large knob called the function switch. The function switch allows you to change the modes the digital multimeter operates in. For example, you can easily change from voltmeter to ammeter to ohmmeter with the turn of the dial. Again make sure the function switch is large and easy to operate. Most function switches have approximately eight positions. Most have three V markings that measure voltage. They measure AC, DC and low voltage currents in the millivolt range. Next there will be two positions marked with A~ and A=. The A~ measures AC current in amps and the A= measures DC current in amps. The upside down horseshoe Ω measures resistance in ohms. In order to measure voltage, first turn on the digital multimeter and let it go through its startup procedure. Generally the digital readout lights up and the unit goes through its self diagnostic checkout. Once that is completed you are ready to measure volts. Now turn the function switch to V= to measure DC volts. Now you will need to connect the red and black leads to the digital multimeter. Connect the red lead to the red input terminal labeled VΩ and connect the black lead to the terminal labeled COM for common terminal. Now you can measure volts by putting the red lead on the terminal with the higher potential and the black lead on the lower one. To measure amps, the leads must be connected in a different fashion. First set the function switch to A= position. Connect the black lead to the COM terminal. Now you must connect the red lead to the terminal labeled 300mA. Now you are ready to connect the meter in series the device being measured by opening up the circuit and inserting the meter between the open points. The results will be in milliamps because you are using the 300mA terminal. The third feature of a digital multimeter is its ability to measure to Ohms. Ohms is a measurement of resistance in an electrical circuit. First disconnect all wiring and power sources from the device being measured. Now turn the function switch to the Ω position and connect your leads. The red lead is connected to the terminal labeled VΩ and the black terminal connects to the COM terminal. The display will indicate OL. This is normal and means there is an overload. Now connect the leads across the device to measure the Ohms. These are the basic functions of a digital multimeter. Remember to shut off your multimeter before storing it back in the your toolbox. You do not want a drained battery the next time you will need it. There are several good brands on the market today. Fluke digital multimeters are probably the most popular and you won’t go wrong with one.

Multiple streams of residual income

Recently I have had the good fortune to find myself a genuine home based business based on residual income. I am quite pleased with the business to say the least. I want you to know that is article is in no way a sales page. I have a page to sell for me, which you can view later if you choose to. This article is only meant to share with as many people as possible how lucky I feel to have found this business and the importance of residual income. No matter if you work from home on the internet or if you just have a regular job. In this day and age, it is almost impossible to live comfortably with only 1 income. I am sure that you will agree with me one that one. Here is the link to my sales page, should you want to take a look. pluginprofitsite/main-18233 Anyway, I come across this business quite by accident, an email just happened to find its way to my email inbox, and I was curious enough to open it and read it. I was surprised, I have read many sales pages in my time, but this actually asked me what I found to be the hardest thing about internet marketing. Naturally I said getting people to my sales page, and getting people to sign up under me. When I received a reply to this answer I felt quite stupid, my now sponsor had laughed at me, and at this point I still had not signed up. Heres that link again. pluginprofitsite/main-18233 My sponsor had put it to me that all I had to do was follow some simple steps over a period of 30 days. By this time I was hooked and new I just had to sign up, with the promise of 6 websites all pulling in residual income, and best of all, set up for me free. That’s right, can you believe that? All 6 websites would be set up completely and running on the internet within 24 hours. I am almost half way through my 30 cause and loving it. I have already begun marketing like a pro, no checks have arrived yet, it is still to soon. But the best part is that I already know the checks will come as long as I stick to the 30 day cause and the fact that I am finally seeing progress with the way to easy marketing strategies that are really working for me. I sincerely hope that all you people out there looking to start a business online, have the good fortune to find one as good, easy and affordable as the I have found. Very prosperous marketing Paul Stapleton.

Herbal beverages sabparod toei hom pandanus

Sabparod (Pineapple) Scientific Name:Ananas comosus Merr. Family:BROMELIACEAE Other names:Sabparod lai (Krungthep ) Lingthong (Petchboon) Kanoonthong, Yanaad Yaannaad (The Centeral Part) Sabparod (Ranong )Makhanaad, Manaad (The Northern Part ) Bornaad (Chiangmai ) Nae (Karen – Mae Hongsorn) Naesaa (Karen - Taak) Maakgaeng (Ngiew – Mae Hongsorn ) Maanya (Khmer) Botanical features: TrunkA kind of plant whose life cycle is not short has a short stalk of about 1-3 feet high. There are no branches but spathes that cover the stalk. LeavesThe leaves of a pineapple tree are growing in a clump, in a spiral form with pointed, tapering ends and without stems. The leaves’ bases cover the stalk with their thorny edges. The leaves’ skin is smooth with dark green and red streak on the upper part and bluish white color on the underneath. BlossomsA big bunch of flowers grows from the middle of the pinapple clump. The stems are big and strong. There are 3 small petals of which the upper part is purplish blue and the underneath is white. There are 6 pollens arranging in 2 layers. Fruit A pineapple fruit has an oblong shape with a broader base. At the end of the fruit, there are dark green leaves in lumps. The fuit is big and has “eyes” around itself. It is green when young and bright yellow when fully ripe, with juice. Usage: As foodsThe young crown, briefly boiled, is eaten with namprig (for example, hot - shrimps paste sauce). Fully ripe, sour fruits are ingredients for fried foods whereas the sweet ones are eaten as fruit. Food valueThe meat of pineapple has a high quantity of Vitamin C, sugar and leaves are laxatives: Raw fruits are used as medicine for improving menstruation, getting rid of parasitic worms. Fully ripe fruits help digestion, sweat discharge and nourishment. Pineapple rinds help improve kidney. The young crown, as well as the roots, is a medicine for gallstone. Moreover, the roots are for Krasai sickness (the sickness that causes thinness and weakness) and for cleaning the urinary vessel. Nam Sabparod (Pineapple Juice): Ingredients Pineapple, granulated sugar, powdered salt, freshwater Toei Hom (Pandanus) Scientific Name:Pandanus odrous Ridl. Family:PANDANACEAE Other names:Waan Khaaw Mhai (The Northern Part )Panaeoring (The Southen Part ) Panaegueji (Muslim Thai ) Pannaan (Narathiwas – Pattanee ) Paanluung (Chinese) Botanical features: StalkA grass – type plant branching out in big clump is born from underground stem. The stalk of Toei – Hom is under the ground. The stem and leaves are about 2 feet high growing up on the ground. LeavesThe leaves of Toei Hom grown on the stalk and around which abundantly arrange themselves in order. They are green, about 8-10 inches long with and oblong shape, pointed tips, and smooth edges. When crushed, the fresh leaves will give sweet, cool smell. The Toei Hom does not have blossoms. Usage: As foodsWater squeezed from the Toei Hom leaves is used to flavor and colour Thai sweets. Food value Fresh Toei Hom Leaves are fragrant, sweet with odorous vaporized oil including chlorophyll, the green substance used for colouring foods.

An alternative way to adjust your guitar nut

Most new guitars arrive from the factory with the nut just barely playable. Older guitars may have the nut filed or worn down so much that fret buzz cannot be eliminated by neck or string height adjustment. If you have a new guitar, or you are replacing the nut with a new one, here is an alternative method to file and adjust the nut material to make your guitar play like the professionals guitars play. Before adjusting anything, make sure your guitar is strung up correctly and that your neck is straight and not bowed or warped. If your neck is bowed you first need to adjust the truss rod. If your neck is warped it will require a more extensive repair. For the lowest possible action or to avoid fret buzz all across your finger board it may be necessary to have your frets leveled and crowned first. You will need a set of nut files (available from Stewart MacDonald), and a good set of feeler gauges as well. Different grades of sandpaper are very useful too. Fret each string individually, starting with the High E, between the second and third fret, use your feeler gauge to check the amount of space between the bottom of the string and the first fret. You should have approximately .005" of space between each one, with the string barely touching the second fret. If this measurement is close or dead on then move on to the next string right up to the Low E string. You may want to record the gap on a scrap piece of paper as you move across the fret board, to see the nut slot's height in relation to the fret board as you do so. For most players a string height (also known in guitar slang as “action”) of 3/64" of an inch is considered normal. Some players choose a higher sting height such as 4/64" of an inch while players which tend to have a light touch and want the fastest action possible strive to lower the action as close as possible to 2/64" which in many case's is very hard to setup and maintain without fret buzzing somewhere on the finger board. Of course, you can use the traditional method to set your string height in relation to the nut, by using multiple feeler gauges below the nut, and filing down to the factory depth and width. However, I have found this method to provide a better and more consistent feel while playing near the nut.

Banking machinary

Capital, then, is wealth invested in industry, finance is the machinery by which this process of investment is carried out, and international finance is the machinery by which the wealth of one country is invested in another. Let us consider the case of a doctor in a provincial town who is making an annual income of about L800 a year, living on L600 of it and saving L200. Instead of spending this quarter of his income on immediate enjoyments, such as wine and cigars, and journeys to London, he invests it in different parts of the world through the mechanism of international finance, because he has been attracted by the advantages of a system of investment which was fashionable some years ago, which worked by what was called Geographical Distribution. [2] This meant to say that the investors who practised it put their money into as many different countries as possible, so that the risk of loss owing to climatic or other disturbances might be spread as widely as possible. So here we have this quiet country doctor spreading all over the world the money that he gets for dosing and poulticing and dieting his patients, stimulating industry in many climates and bringing some part of its proceeds to be added to his store. Let us see how the process works. First of all he has a bank, into which he pays day by day the fees that he receives in coin or notes and the cheques that he gets, each half year, from those of his patients who have an account with him. As long as his money is in the bank, the bank has the use of it, and not much of it is likely to go abroad. For the banks use most of the funds entrusted to them in investments in home securities, or in loans and advances to home customers. Part of them they use in buying bills of exchange drawn on London houses by merchants and financiers all over the world, so that even when he pays money into his bank it is possible that our doctor is already forming part of the machinery of international finance and involving us in the need for an explanation of one of its mysteries. A bill of exchange is an order to pay. When a merchant in Argentina sells wheat to an English buyer, he draws a bill on the buyer (or some bank or firm in England whom the buyer instructs him to draw on), saying, "Pay to me" (or anybody else whom he may name) "the sum of so many pounds." This bill, if it is drawn on a firm or company of well known standing, the seller of the wheat can immediately dispose of, and so has got payment for his goods. Usually the bill is made payable two or three, or sometimes six months after sight, that is after it has been received by the firm on which it is drawn, and "accepted" by it, that is signed across the front to show that the firm drawn on will pay the bill when it falls due. These bills of exchange, when thus accepted, are promises to pay entered into by firms of first-rate standing, and are held as investments by English banks. Bills of exchange are also drawn on English houses to finance trade transactions between foreign countries, and also as a means of borrowing money from England. When they are drawn on behalf of English customers, the credit given is given at home, but as it is (almost always) given in connection with international trade, the transaction may be considered as part of international finance. When they are drawn on behalf of foreign countries, trading with other foreigners, or using the credit to lend to other foreigners, the connection with international finance is obvious. They are readily taken all over the world, because all over the world there are people who have payments to make to England owing to the wide distribution of our trade, and it has long been England's boast that bills of exchange drawn on London firms are the currency of international commerce and finance. Some people tell us that this commanding position of the English bill in the world's markets is in danger of being lost owing to the present war: in the first place because America is gaining wealth rapidly, while we are shooting away our savings, and also because the Germans will make every endeavour to free themselves from dependence on English credit for the conduct of their trade. Certainly this danger is a real one, but it does not follow that we shall not be able to meet it and defeat it. If the war teaches us to work hard and consume little, so that when peace comes we shall have a great volume of goods to export, there is no reason why the bill on London should not retain much if not all of its old prestige and supremacy in the marts of the world. For we must always remember that finance is only the handmaid of industry. She is often a pert handmaid who steals her mistress's clothes and tries to flaunt before the world as the mistress, and so she sometimes imposes on many people who ought to know better, who think that finance is an all-powerful influence. Finance is a mighty influence, but it is a mere piece of machinery which assists, quickens, and lives on production. The men who make and grow things, and carry them from the place where they are made and grown to the place where they are wanted, these are the men who furnish the raw material of finance, without which it would have to shut up its shop.

How to save money with a credit card balance transfer

Would you like to know how a credit card balance transfer can save you hundreds of dollars from your credit card bills? Do you currently have trouble keeping up with your credit card balances? If yes, then a balance transfer may just be what you need. Getting a Balance Transfer Credit Card What is a Balance Transfer credit card and how is it different from standard credit cards in the market? If you try to shop around for credit cards, you’ll notice that some credit cards offer 0% APR as part of their introductory offer. The 0% interest rate will usually apply on purchases but if you take a look closely at your choices, you’ll find credit cards that offer 0% rate on balance transfers. If you’re lucky, you can even find a credit card that offers 0% APR for both purchases and balance transfers. Why should you take advantage of 0% balance transfer credit cards? Carrying over your balances with each billing cycle increases your debt due to additional interest fees. With balance transfer credit card, you can focus on paying your original charges without the interest. Do the math, and you’ll realize how much you can save from the interest rates alone on your existing balances. Finding the Right Balance Transfer Credit Card Does this mean that all balance transfer credit cards are right for you? Take note that different credit card issuers also provide a variety of terms and conditions. Naturally, you’ll want to go with a company that will give you the best deals. For instance, how long will the 0% introductory period last? Never forget that the zero interest offer is just a temporary option. Some companies offer as little as three months while others offer up to a year or more. Ideally, enjoying at least 12 months of 0% interest offer should give you enough time to repay your balances completely. How much is the interest rate after the introductory period? Will the interest rate still be reasonable when the introductory offer ends or will it soar high? It’s best to choose a card that will still give you a reasonably low interest even after the 0% APR expires. How much is the interest on purchases? If the 0% APR is limited to balance transfers alone, how much will the interest be on your charges? If the interest on purchases will be expensive, you may want to consider using this particular card for balance transfers only. Another thing to keep in mind is how much are the annual fee? Some balance transfer credit cards may have very expensive annual fees. If you have to pay such a large amount each year, will it still enable you to save your money? There are balance transfer cards that have no annual fee so you’ll want to take your time looking for the right card to fit your needs.

Maui vacation resorts which do you choose

You've finally made that big decision on where you want to go for your next vacation! Mexico? Caribbean? Europe? Nope...you've decided to visit the number one rated vacation island in the world. Look out Maui, here we come! Now that you have made that big decision to take a Maui vacation, it is time to decide where you are going to stay. Is there really a difference in the quality of resorts on Maui? Actually, there is a BIG difference between Maui resorts but it's not necessarily the quality of the resorts. Actually, the decision on which Maui resort you pick should be based more on what type of experience you want to have during your Maui vacation! You need to ask yourself several important questions regarding the type of Maui resort where you want to stay. They are... Do you want to stay in a hotel or a condo. If you are planning on doing some cooking while you are on your Maui vacation, you will probably want to rent a condo. Are you going to spend all your time away from the condo and you just, basically, want a place to sleep or do you plan to spend time relaxing at the resort and taking it easy? Do you want the Maui resort to be right on the ocean or is a short walk to the beach okay? Do you want the Maui resort to be in a specific location such as Napili, Kahana, Lahaina, Kihei or Wailea? What kind of view do you want from your Maui resort condo? Do you want ocean front, ocean view, garden view or mountain view? What is your budget? Those are just a few of the questions you need to ask yourself before you go on your Maui vacation. Each one of those questions will have an effect how much you pay for your condo! There are other factors to be considered but that will give you somewhere to start. Most people don't understand that careful planning prior to their Maui vacation can save them quite a bit of money. Depending on the length of time you are planning on staying on Maui, you could save $1,000 or more! Which Maui resort is the best place to stay? I have been asked that question thousands of times and my answer is always the same. Tell me what kind of experience you want from your Maui vacation and I will tell you which resort would be the best! Remember, careful planning can ensure you bring back wonderful memories from your Maui vacation. Take the time and effort to plan in advance and you certainly won't regret it!

Masteron enanthate an anti estrogenic injectable anabolic steroid

The Enanthate version of Masteron, DHT (dihydrotestosterone) derivative is Masteron Enanthate. It is commonly called Mastabol, Mast, or Masto. It is an injectable anabolic steroid. Its chemical name is Drostanolone Enanthate. Masteron Enanthate belongs to 2a-methyl group, and thus is unable to convert itself to estrogen and progesterone. Medically, it is used for treating breast cancer. Masteron Enanthate is the anabolic steroid that is slow acting, but is acts for longer period of time. Actually, Masteron Enanthate comes with an ester, Enanthate attached to the drostanolone, and Enanthate is responsible for slower, but longer release of hormone. This property of Masteron Enanthate gives it an edge over the Propionate version of Masteron, which is fast and short acting anabolic steroid. For its fast and shot life span, Masteron Propionate is required to be injected time and again, but it is not same with Masteron Enanthate, which often requires to be injected twice per week. Masteron Enanthate is one of the favorite injectable anabolic steroids of bodybuilders and athletes. The property that makes it favorite of jocks is that it has anti-estrogenic properties due to which it does not convert to estrogen through aromatization, and it works for longer durations. Thus, Masteron Enanthate is an estrogen inhibitor that blocks the conversion of free testosterone into estrogen by using the aromatization method, and prevents possible estrogenic side effects. It is often used as an anti side-effects drug as it is a DHT (DihydroTestosterone). Masteron Enanthate is also used as fat burning drug. Masteron Enanthate is a unique in the class of injectable anabolics. It helps to raise blood levels and also helps to shoot up plasma levels of jocks. Thus, Masteron Enanthate is many times used as pre-contest drug. There is no need to add any other ancillary drugs like Arimidex, if Masteron Enanthate is being used in steroid cycle. Masteron Enanthate is always recommended to use for stacking with other steroids, but is not recommended for the beginners. Masteron Enanthate is generally dosed at 200mg/ml, and the maximum dose with Masteron Enanthate is 400mgs/week. However, the use of Masteron Enanthate has many side effects, such as gynecomastia, water retention and dangerous increases in blood pressure, hair loss, aggression, and acne. It may also result in loss of libido as it shutdowns the production of testosterone in body. All in all, Masteron Enanthate is a weak anabolic steroid, and it is often used with other anabolic steroids rather than independently. Masteron Enanthate is pretty safer than anabolic steroids with deadly side effects.

Oh yes it s ms. o

Everybody knows the woman called Oprah. She is in the Forbes list of 100 richest and most powerful celebrities in the world. Aside from being a talk show host, magazine publisher, and producer --- she is also known as a philanthropist and a global media leader. Oprah Winfrey is one of the most well-known celebrities of our time. She is also considered as the most influential celebrity in television history. Her book club makes celebrities of authors and when she turns the spotlight on an issue, that issue makes headlines. The woman gets things done and she does it in an entertaining and enthralling way. The Oprah Winfrey Show is now the longest running daytime talk show in the US. The show is very influential especially among women. Topics discussed on the show such as weight loss, depression and relationships have literally glued millions of women on their television sets. She also includes counseling sessions on her show by guesting psychologists, life experts, and spiritual mentors. Oprah Winfrey's life was less than glamorous as it is today. Her life story is filled with stories of child abuse, struggle, and poverty. Oprah was born in Mississippi to unwed teenage parents in 1954. Her mother brought Oprah to her grandmother where she was encouraged to go to school and have a religious upbringing. As a child, Oprah never wasted a minute of her young imaginative mind on something that seemed to be boring. In her early years, the only friends she had were farm animals. She gave them parts in the plays she made and included them in games. There were plenty of opportunities for her to display her talents. Her abilities to read, speak, and memorize were unbelievable. Oprah attended Nashville East High School. She was well-liked by students and teachers. She later became well-known because of her skill in public speaking, making her a frequent guest in different churches and women's group meetings. At age nineteen, Oprah got her first broadcasting job at WVOL in Nashville, Tennessee. She became the first African-American woman to anchor at Nashville's WTVF-TV. She moved to Baltimore, Maryland in 1976, and after being co-anchor at WJZ-TV for two years, she was hired to host the station's chat show, “People Are Talking.” In 1984, Oprah moved to Chicago and took over the morning show “A. M. Chicago.” By September of the next year, the show was very successful that it was expanded to an hour and renamed it “The Oprah Winfrey Show.” Her show has remained the number one talk show for 20 consecutive seasons. She was introduced into the Television Hall of Fame in 1994, and has won many awards. Oprah also tried acting. She made her acting debut in 1985 as “Sofia” in Steven Spielberg's “The Color Purple”, for which she received both the Academy Award and Golden Globe nominations. She also has been lauded for her performances in the made-for-television movies “Before Women Had Wings” (1997), “There Are No Children Here” (1993), and “The Women of Brewster's Place” (1989). Now, Oprah still continues to host her popular show. Aside from her “O” magazine, she also has her own site, Oprah and, as expected, it is visited by millions of her adoring fans around the world. Oprah is a premiere women's lifestyle website. It offers advice on everything from the mind, body, and spirit --- to food, home, and relationships. It provides comprehensive resources related to The Oprah Winfrey Show; O, the Oprah Magazine; and Oprah & Friends. In addition, the website has a unique original content, including Oprah's Book Club, which offers free in-depth reading guides for each book selection, online discussion groups, and Q&A sessions with literary experts. Oprah knows that as long as she is making a difference in people's lives, she will continue with her endeavors. She started out as a determined little girl who made her dreams come true. Oprah has become a financially successful woman, but shares them to the less privileged. She has touched many people's lives. To the underprivileged with who she has shared both laughter and tears, she is a modern-day saint. Today, she mentors millions of people and continues to make a huge impact worldwide as a humanitarian, philanthropist, and advocate for education, human rights, and the empowerment of women.

Playground bullies resolving conflict peacefully

Most parents are always looking for new tools to help them teach their children life lessons in an informative, compassionate way. Whether it's an everyday problem or a complex emotional issue, many parents find comfort, guidance and inspiration in familiar stories. For example, the story of the prodigal son helps children understand the concept of family and how their love is unlimited. The story of Joseph and his brothers helps youngsters learn not to be boastful, or to try to be their parents' "favorite." And the story of David and Goliath helps teach kids about how to deal with bullies, an all-too-frequent playground presence. In general, bullies are children who suffer from low self-esteem, and who compensate for their unhappiness and lack of friends with negative and potentially abusive behavior. Fortunately, there are many things that people can do to help children build inner strength. Recognizing low self-esteem in a child is the first and most important step. Other important tips for children include: • Believe in yourself. Have confidence that you can deal with bullies in a peaceful manner. One way to foster this idea in children is through an animated story based on the David-and-Goliath story. A new DVD, "The Roach Approach: Slingshot Slugger!," tells the tale in a format that even the youngest viewers can understand. Through amusing antics and inevitable misfortunes, the characters impart important values of love, faith, hope and respect. • If a bully is in your class, try to pick a time when you ask for his or her help in doing schoolwork. Remember, most bullies don't feel very good about themselves. • If you are concerned about a bully at recess time at school, stay close to the teacher on yard duty. • Inviting a bully to join a game that you and your friends are playing is a good idea. • If the bully's harmful behavior continues, tell your parent, teacher, principal or another adult that you trust. Acknowledged by the Dove Foundation for family entertainment, "The Roach Approach" series features outstanding stories, music and animation that are sure to capture the hearts of many generations to come. "The Roach Approach: Slingshot Slugger!" has crawled onto Twentieth Century Fox DVD and VHS.

Tips and hints for finding deals and saving money on amazon

Need a book? The old way to buy it would be to go to a brick and mortars shop. But the new and improved way to buy that same book is to visit Amazon, one of today’s largest online retailers. In fact, Amazon is not only one of the most popular websites of the Internet, but it is also the place to go to shop and check out user reviews. Amazon began selling books and quickly expanded to include much, much more from electronics, kitchen appliances, toiletries and even clothing. By its own admission, “Amazon strives to be Earth's most customer-centric company where people can find and discover virtually anything they want to buy online.” With all Amazon has to offer, though, how do you wade through thousands and thousands of items, and online no less? And how do you determine whether or not you are getting the best deal? Thankfully, Amazon provides many ways for you to truly save money and get a deal, which I’ll discuss here. So, you’re looking for a digital camera and you’re overwhelmed with the various options and models. A good starting point to narrow your choice is your favorite search engine where you can look for a buying guide. After you have an idea of what you want to buy, go back to your search engine (I use Google) and enter "model name + review." Read a few independent reviews about the model you've selected and find out what other people are saying. What are the system's pros and cons? And, of course, Amazon has a very large and active user community where you can check out user reviews and ratings directly on their site. To also help you narrow down your choices, you can go to the appropriate Featured Store directly on Amazon, e. g. Electronics, and look up the “Top Sellers” for the particular product you’re interested in. Amazon also provides a page with “Today’s Deals” and “Outlet, Used & Refurbished” where you can often find great deals. And to ensure you’re getting the best price, make sure to check the many coupon / deal sites which will help you stack coupons and apply rebates. And here are some other easy ways to save when shopping on Amazon: Don’t forget to take advantage of Amazon’s standard offer of free shipping for applicable orders over $25. Does your purchase total $24.99? No worries, add some paperclips or sticky pads for a dollar or two and you’re set. Amazon also routinely offers coupon codes, like $25 off your purchase of $125 or more, or 5% off up to $100 on various purchases. When you are shopping on Amazon, make sure to scroll down and read the entire product page, as the coupon codes are often listed some where on the page. Amazon also offers a “Buy both and save” option on many complementary products. Not only does this option save you money on two products, but it almost always brings your total to at least $25, qualifying you for free shipping, and/or also reaches a coupon threshold so you can save even more! Look for this option on the product page, right under the product price and picture. And as I stated above, deal sites can be an invaluable resource for identifying rebates and even free with purchase offers that are often too good to pass up. So let's recap: 1. Amazon offers thousands and thousands of products. 2. Research the right model and options for YOUR needs. Use a buying guide. 3. Search for a review of the model you selected on a search engine or Amazon. Use "model name" + "review." 4. Find a good coupon / deal site to check for rebates, free with purchase offers and coupons. 5. Go to Amazon, select your model and double check for Amazon-specific coupons, free shipping and other options like “buy both and save.” 6. Apply your coupon at checkout. 7. Use the lowest priced shipping. Pat yourself on the back, because you have now saved BIG!