16 Things to do in belfast ireland

If you are looking for a nice get-a-way weekend, with all the charm of a country town and yet all the opportunities of a thriving city, then Belfast is a wonderful place to relax and enjoy life! Belfast is the second largest city in Ireland, Dublin being the largest, and with a population of over 200,000 it is filled with the charm of an old town shipping port alongside a thriving metropolis. Belfast originated centuries ago as a shipping passage through the Irish Sea, protected on one side by Ireland and the other by England. Today it is quickly gaining the reputation as being the place to go for “a break”, even more than Glasgow or London! Once you get here, either by boat or plane, you have a choice either to stay inside your bed and breakfast, or get out and see what Belfast has to offer. Below is a list of some of the things to do while in the area: - Shine – nightclub plays extreme techno for dancing and disco. - Crown Liquor Saloon – Is decorated in ornate, Victorian-era pub and is full of friendly faces. - Ulster Museum – displays many artifacts of early Ireland and treasures from the Spanish Armada - W5 – children’s Museum - Ormeau Baths Gallery – well-known contemporary art gallery. Specialty shop inside. - Linen Hall Library – Library founded in 1788, beautiful architecture. - Customs House – Historic site. - Belfast Castle – tour a majestic castle dating back to 1870’s. - St. Anne’s Cathedral – outstanding architecture; religious site. - Grand Opera House – opera - Cathedral Quarter – in upscale neighborhood, buildings of glass and chrome, cafes and wine bars. Scenic/historic walking area. - Botanical Gardens and Palm House – walkthrough gardens. - Belfast City Centre and Laganside Walk – historic walking tour around downtown area. - Harland and Wolff Shipyard – shipyard down at the docks – where Titanic was built - Mountains surround city and make a beautiful place to spend a day hiking, picnicking, horseback riding. - Have a fresh seafood dinner out on the Pier. Belfast is the kind of get-a-way everybody needs every so often. Its quaint restaurants and pubs, old town background, and the dated architecture can’t help but lend a friendly atmosphere to all who enter. Whether you take a weekend, a week or three weeks, there is plenty for you and your family to do. If you need a rest, you can always slip down to the beach for a relaxing afternoon walking the shoreline and soaking up the sun. But once you come to Belfast, you’ll see why it is becoming the get-a-way city of Ireland.

The dance of change

Though many are afraid of change, our world today has made it decidedly clear that, like it or not, change is and continues to be a constant. Not only that, it is an increasingly consistent constant. Like it or not, there’s no avoiding this invitation to dance. Yet if we have learned to flow with this dance, if we have found a way to see ourselves as a partner in the process of change, we have a chance. If we have been attuned enough to have caught a whiff of the winds of change even before it arrives, dreaming and planning and making ourselves ready, and if we are aligned with the Tao that is moving within the seemingly chaotic wind that change comes on, then the beauty in that change is ours for the beholding. We are not blindsided, we are a co-creator with a front-row seat. To make matters better, we are not lost and tossed about when the storms inevitably come by. As a participant, we know when to hold still, and when to move. When to take cover, and when it is safe to come out again. We are intuitively strategic, gleaning the very best moments that arise while others who had expected only sunshine are running in circles, damp with fear. But How? Most of the time, we see ourselves as fixed. My name is Robin. I am a writer. I live in Annapolis, Maryland. I drive a gold Saturn four-door. I live with my partner Brian. My mother and father in-law are good friends. I eat mostly organic food. I can’t run anymore due to bad knees. This is my life. This is what the folks in the Harry Potter books would call the Muggle view of life. Yet we are not fixed. Like Harry, there is more to us. More than even we know. And when we take on the role of dance partner in relationship to the changes that move around and through us—especially the ones that seem forced upon us from an outside event—that “more” is our god-send. Doing The Two-Step The first step in this new dance is to accept that we must become more than we thought we were, which includes letting go of more than we thought we could as well as offering more than we thought we had. In doing so, we draw on the inherent magic within for the creation of our true intentions. We step out of the role of victim, and determine ourselves to play with whatever materials we are presented with. With such an attitude, we can replicate the Taj Mahal with soda caps and Popsicle sticks. Then comes the even more courageous step two. If we are going to find the beauty in being a creator in this life, and the mother of anything, we must accept that not only will we die, but what we create will die as well. (All of it will be reborn of course. That is just another layer in the larger creative chaos-to-harmony and harmony-to-chaos merry-go-round that is our existence.) The flower, the child, the businesses, the books, the marriages (even the ones that last until death), the name we carry, the car we drive—all of it is going to go. Yet even this has its inherent beauty. With death held respectfully in one hand, we have immediate access to how precious and beautiful all of life is. What is changing will never be again, and so our only option is to enjoy it in all its stages. To dance with wild abandon, as if this is all there is.

Be disciplined with your first credit card

It can be so easy to think of the funds available to you through your credit card as free money, especially when it’s your first card. You never actually see any cash—you just hand the cashier this piece of plastic that some nice company sent you in the mail, and the cashier gives you your purchases. You don’t see the cash until it starts disappearing from your savings, after you’ve maxed your credit card out and are buried up to your neck in late fees and penalties, and your credit score starts going down the tubes. That’s why it’s so important that you establish disciplined credit card practices from the first day you get your card. Responsible credit card use can build you a great credit history and help you toward a great future, but reckless credit card use can throw your finances off-course for years. Start on the right foot with your credit card, and side-step the worries. The most valuable piece of advice you can when it comes to responsible credit card use is so simple that many people overlook it: never carry a balance. Especially when you’ve only just started using your credit card, you should never make purchases with it that you don’t already have the money to pay off. This might seem counterintuitive. If you already had the money, why would you be using a credit card? Learning to use your credit card intelligently when you first start out requires a little re-thinking of what your credit card can provide you. You should think of it as a means to build good credit, possibly get rewards points, and a source of funds for extreme emergencies—and that’s all. Most credit cards available to first-time users don’t have the best interest rates, so overextending your budget on your first card is never a good financial move. You’re paying more interest on the loaned money than you should, and by paying more interest, you’re making it less likely that you’ll be able to pay off your balance. If you can’t pay off your mandatory minimum, you’re incurring even heavier fees, making it even less likely that’ll you’ll be able to pay off your balance. To add insult to injury, if you’re falling behind on your payments it will affect you’re credit score, making it less likely that you will be able to get a credit card or loan with a better interest rate in the future. Sound like fun? This might all sound like an extreme example, but exactly this is happening to more and more people every day. Don’t get caught up in the cycle of bad debt. Keep careful track of your credit card expenses, only using it when you are certain that you will have the money to pay your balance at the end of the month. Make sure that you always make your payments, and always make them on time, to avoid costly an avoidable fees and penalties. It might seem difficult, but a little discipline will go a long way toward protecting your financial future. By using your card sparingly, you will be building a stronger credit history, making yourself eligible for better credit cards and loans with lower interest rates. Then, if you absolutely have to, carrying a balance won’t be as costly. Not only that, but you will be teaching yourself highly valuable budgeting skills that will help improve your quality of life, for the rest of your life. So which sounds better—budgeting carefully, or a new flat-screen TV that you wouldn’t be able to afford without your credit card?

The role of an autism support group

Having an autistic child or dependent adult is very draining on both caregivers and relatives. Knowing how to advocate and care for you your loved ones, while increasing general awareness, and caring for yourself are essential day to day necessities that require your immediate attention. the best resource to help you cope with an autistic child or dependent adult is an autism support group. These groups bring together professionals that are experts in the field of autism and those who interact with autism on a day to day basis. Together they use this forum to swap ideas, and encourage, and educate each other. An autism support group to be effective must play five critical roles on a day to day basis. Partnership and Comprehensive Support An autism support group must help bring people together and aid in the formation of partnerships to encourage interaction and growth between all involved. This support will provide a foundation upon which the groups members will grow and participate in the educational opportunities that are available and help match the needs of the autistic dependents with the needs of their families and caregivers. The support group should also provide Comprehensive support that is directed towards the objective that all autistic dependents receive a complete or traditional education designed specifically to the needs of the autistic. Positive and Educational Support Another major function of an autism support group is to offer positive support to the autistic child, and their caregivers by providing an atmosphere of encouragement and a safe environment to vent and express one’s emotions without fear of reprisal or judgment. This positive support will help break down barriers, and allow positive accomplishments to flourish and be recognized. All the positive support in the world will accomplish nothing without building a solid foundation for education and the support group must promote educational programs to increase the knowledge of its members and prepare them with the information needed to be able to care for and support their loved ones. As an educational resource the support group becomes tasked with the responsibility for disseminating information about the disability, its symptoms, and treatments, and to provide support for the family's with autistic dependents. Advocacy The final and most critical function of an autism support group is their role as an advocate to protect and educate those that do not understand autism and often neglect the needs of the autistic patients as a result. An autism support group must represent the autistic community and push for the needs of the autistic community at large..

Should you get a mortgage refinance loan to pay your debts

Not all debts are created equal, nor are borrowers. Some may make it while others fail to pay up. What could be amiss? Who should get mortgage refinance loans? There should be some reservations about getting a mortgage refinance loan. According to Newsweek International (Sept. 3, 2007), more and more Americans cannot pay their mortgages, and it is estimated that in 2007, some 2 million families will lose their homes. Mortgage refinance companies are painfully aware of this and are carefully screening applications for mortgage refinance loans. If you are thinking of getting a mortgage refinance loan, do not expect the loan companies to approve your application on the spot. They will review and check your credit scores and check out the equity you are putting up. They will go through your employment files to find out if you are a good or bad credit risk. Indeed, these are hard times and nobody is taking any chances. Before you get an application form, assess the situation objectively. Are you getting the best deal? Will the new loan really get you out of the financial mess you are in? Are you willing to put up your house for equity? Do you understand all the money talk and legalese? Is your family ready for a downsized lifestyle? Is your job stable? The questions could go on and on. If you answered yes to all those questions, then get a mortgage refinance loan. Better yet, employ the services of a mortgage adviser to smooth out the rough spots for you. The mortgage counselor will assess your situation and help you with your financial records before you take action. What’s in it for you if you get mortgage refinance loan? When you take out a mortgage refinance loan, you are taking a longer loan term because it has lower interest rates. An average of 15 years is the usual loan period. Take the time to find and get the best deal. Check out different loan companies and compare their going rates. Another consideration you should study is the monthly bill you have to pay for the next 15 years. Are you up for it? Are you comfortable with the amount you have to shell out monthly? You must be able to get a loan with an interest rate lower than 2 percent. All your efforts of getting a mortgage refinance loan will go to waste and you might end up losing your home. People get the wrong idea that lower interest rates are the best deal only to find out after the transaction has been set that they are paying more than they can afford to. They think that if they switch their present mortgage to a new one, they will be putting more money in their wallets. They get a new loan to save money - a big mistake. This is usually what happens. When they have only a about 10 years to pay off their existing loan, they only extend the number of years to pay off the loan. Instead of seeing the end of the loan in 15 years, they get a new 30-year fixed rate contract. This is prolonging the agony of paying off debts. Look for the advantage A mortgage refinance loan will give you the convenience of lowered monthly bills, and even pay off outstanding credit card debt, which, as we all know, collects exorbitant interest rates. By paying off the credit card debt, you will have extra cash to pay other monthly bills. Whatever your decision may be, think of the future. If you get mortgage refinance only to lose your home, then you have not taken the advantage. Instead, you were taken advantage. So look before you leap and you won’t fall in the cracks.

Home schooling for second grade spelling words

If you are considering or doing home schooling there are some benchmarks you can use. When your child has reached the equivalency of second grade they have already learned a host of language items. One of these critical learning elements is that of correct spelling. Home educators just like teachers work diligently to reinforce spelling words at the second grade level. As a home educator you can follow the methodical approach to teaching second grade spelling that is used by education professionals. This approach makes the process predictable and comfortable for the children in the home classroom. Following a systematic process allows the child to get comfortable with the learning process. Structure provides a sense of security for the child in dealing with second grade speeling words. A list of curriculum is generally organized by vowel sounds. This provides an added bonus of understanding phonics while learning vowels as a part of spelling. This is better than creating a haphazard list of 2nd grade spelling words as educators can choose to introduce them by sound and by common elements, namely vowels. When using the vowel approach generally the short "a" vowel sounds are first. This is a deliberate approach since "a" is the first vowel in the alphabet, it is the wise letter of choice in this first list of 2nd grade spelling words. This is especially true since children often see terms such as "cat, hat, and bat" on this list. That of course is followed by the short "e" vowel sound. The list then follows the next vowel by the order of the alphabet and so on. In this early spelling area for second grade spelling words a simple approach is used where only one syllable words with short vowel sounds are introduced. Once a home student has demonstrated a mastery of these short vowel lists of 2nd grade spelling words they are ready to move on to more complex and more challenging words. Generally combinations of vowels, specifically words that end in “e” are now used. The same alphabetical list used with the short vowel sound collection of 2nd grade spelling words is used for the more advanced combinations. After learning to spell words that end in the letter "e" vowels are paired in small words like "mail". This methodical approach involves careful planning and organization. In following the structured strategy you will watch your child maximize their learning potential.

How to do what you love in a home business

There are many ways that you can turn a great passion into a business. The first thing that you should use is technology because it can allow you to bring the things that you love into the front line of what you are doing for a living. You can also utilize aspects of marketing and customer service to find great customers for yourself. By doing these three things, you can build up a customer base for the thing that you are passionate about, and turn it into the best way you have to make money. By using these few things you can make yourself a business that you are proud of. The one thing that most people have problems with is allowing their passions to burn out when they decide to do it for a living. This is something that you have to be careful about, because if you don’t have the personal drive to turn what you are doing into a full time work load, you might find that you are much more susceptible to burning out on something that you had previously thought was a huge passion of yours. This should be the first step in turning your passions into your job. If you are finding that you can indeed turn your passions in to your job, you'll find that there is great reward in doing things your own way. You can find something that you love to do, turn it into the way that you make money and be very happy and satisfied with everything that your life now has to offer you. There is great benefit in the fact that you won't have to learn a new skills, and that your business can be created quickly, probably using a lot of the materials that you already have laying around. Once you've decided that this is the path you'd like to take, you can begin by figuring out how many employees you are going to need, what your business plan strategy is going to be, and what you want to do next. You can give yourself a little bit of time to get everything set up, so make sure you have a little bit of money saved up to get your through your transition. Next you can move on to the most rewarding aspects of working at a home business – being able to do something that you love, do it well, and enjoy every single moment of it. A good business plan will be the key here because it will allow you the chance and opportunity to really get down to work and to get your business done in a fashion the benefits you and takes up as little time as possible.

Relationships but i never meant that

Communication is the key to any relationship. With bad communication, problems crop up at unexpected places. This is a classical case. I am feeling very hurt because of what you said. When did I say that? Two days back. But I never meant that. I do not know what you meant, but it has been hurting me since then. Oh, I am sorry. I genuinely never meant that. Why did you not ask me then and there? I was very hurt to ask. Oh, I am very sorry. What you say can make a big difference to your relationship. How will the listener know what you mean? The listener only picks up your words and makes interpretation. Choosing right words while communicating is important. If you know about your partners sensitivities about a subject, you have to be very careful while talking even in jest. Your tone has to be perfect and you have to be careful while speaking. You never know when you will hurt your partners feelings. This communication care is very important if the relationship is already going bad and you wish to save it. Freedom in communication can be taken if you are sure that your partner understands you well and will not take any talk otherwise. In that case, you both behave like close friends, who speak their mind without bothering. If the relationship has not reached that level you have to be careful while talking. Loose talk can spoil a relationship.

The wedding cake

The wedding cake is the first thing your guests notice when they walk into the Reception hall. The cake sets the tone of the wedding as formal or informal. In ancient times weddings took place after the harvest and cakes were considered a symbol of good luck. Wedding cakes gave good luck to the newlyweds, and passing out pieces of cake was a way of sharing that luck with friends and neighbors. The traditional wedding cake of three or more round stacked layers, is what comes to mind when most people think “wedding cake” However, your wedding cake can be any shape or style you wish. I have seen all kinds of cakes used for wedding cakes, from multi-tiered heart shaped cakes with several smaller hearts on pedestals attached to the main tower by cascading ribbons, and plastic bridges. It was really beautiful. I also know a couple who met at a hockey game. Their wedding cake was a sheet cake decorated to look like a hockey arena. Obviously it was a very informal wedding, and a second marriage for both. A sheet cake can be decorated with elegance, for an informal wedding. It is your wedding, you can have any kind of cake you want. Most brides show up for the first meeting with a cake designer/decorator, with an image in her head of the perfect wedding cake, that she may have dreamed about since childhood. The designer will do everything in her power to bring that image into reality. Go to the meeting the approximate number of guests, your color scheme, a sketch however primitive of what you want your cake to look like and possibly a picture from a magazine that is close to what you want the cake to look like. The designer will also want to know what flavor you want the cake and icing to be. They may even have samples for you to taste. If you want a formal wedding but still want to add a touch of whimsy have fun with the grooms cake. The wedding cake can be as elegant as you want, but have the groom’s cake reflect something about the groom, his hobbies, job etc. Does he like Nascar have a race car, the options are endless. If another special family occasion is the same day as your wedding, try to recognize it some way. A friend of mine got married on her father-in-law’s birthday, so she had the top layer of her wedding cake decorated as a birthday cake for him. He was so delighted. All of these kinds of things need to be discussed with the cake designer, well in advance of the big day. You can get wedding cakes at most bakeries, but I’d suggest looking for one whose specialty is wedding cakes. You don’t have to limit yourself to the traditional cake. I knew a bride whose wedding cake consisyed of hundreds of filled cupcakes, artfully arranged to resemble the traditional wedding cake, each of the five layers had a different type of filling. It was amazing!

Product sourcing strategies for the new year 5 ways to boost your ebiz

There’s no better time than the New Year to re-evaluate your product sourcing strategy. You can’t look at your product sourcing in 2007 the same way that you did in 2006. Consumer trends cycle and change—you need to understand what buyers want NOW. According to seasoned trend-spotter Lisa Suttora, of WhatDoISell, there are five specific strategies you should be incorporating to see your eBiz succeed in the coming year: •Niche Down The first strategy is to source vertically, or focus in on your niche. Explains Suttora, “Online shoppers want depth of inventory and a selection they can’t find down the street or at Wal-Mart. Last year, the small online sellers who concentrated on their specialty and became the go-to place for their specific sub-niche, far out-sold the larger, more generic online stores.” Rather than carry a few selections of many various types of lamps, try drilling down and getting specific with your offerings, such as kerosene lamps for power outages or natural lighting lamps for home offices. This allows you to leverage your inventory capital and marketing efforts. You can focus your product sourcing efforts, rather than investing in different product categories or attending trade shows for multiple industries. •Don’t Limit Yourself Use multiple supplier channels. Even though you’re purchasing in a narrow niche, you don’t want to limit yourself to only using one supplier, or one type of supplier. Various product sourcing methods bring different strengths to your business and provide you with different opportunities. Drop shipping is a great way to test out new products, while liquidation and overstocks provide excellent loss leaders and add variety to your lineup. Using different channels gives you a well-rounded supplier list, and the most diverse product line possible. •Think Locally Regional Sourcing can give you a unique position in the market and eliminate a lot of competition. Look for products that are exclusive to your region, but that people from around the country might be interested in. While you don’t need to build your entire product line around regional sourcing, you can supplement your existing line with products that buyers in other areas don’t have access to. For example, if you sell decorative lamps, you might look for local artisans that make uncommon lamps. Unique products that have a story often go for a much higher price online. •Share the Knowledge Bundle information with products. Customers are reporting that they want more than just a product—they want to know how to use it. So create a tip sheet or small eBook, or find someone from a site like elance or craigslist to create one for you. For instance, if you sell special garden tools, you might buy some little books on Japanese gardening tools that people don’t know how to use. You could then sell your tools with the book telling customers step-by-step how to use them. By constructing a One-Stop Shopping experience for your customers, you’re adding value to your product and eliminating your customers’ ability to comparison shop. •Be Proactive Act on your knowledge. It doesn’t do any good to assimilate great suggestions and ideas on sourcing products more effectively, if you don’t actually implement the tips and information you learn. Product sourcing is an ongoing effort. Encourages Suttora, “Don’t just think about it—take action. Put these things into play and get outside that box. You will be amazed at the kind of business you’re going to be able to build this year.”

Mortgage refinance tips determining your income

When you apply for a refinance, debt consolidation or purchase mortgage, one of the most important factors in qualifying for the loan is your income. That may not seem like much of a surprise, but you may be surprised at all of the different ways your income can be calculated based on how well you can document it, and how much this can affect your loan process. Get a leg up on the loan officer and learn how to determine your income yourself. Your lender looks at your income on the basis of how well you can document it, and will allow you to borrow more money at lower rates the more you can document your income. If you have been in your job for a while and have years of W2 statements, IRS filings, and bank statements you probably fall into the Full Documentation or “Full Docs” basket. Typically you can borrow the most money as a percentage of the property’s value with a full doc income verification. If you are on a salary and you get two checks a month, take the gross amount before taxes on your check and multiply by 2. That’s it, that’s your income (of course you’ll need to present a little bit more documentation to the lender!). If you get paid once every two weeks you can multiply the gross amount before taxes on your check by 26 (as there are 26 pay periods in a year) and then divide by 12, the number of months in the year. Hourly employees should multiply their hourly pay by 173 to get their monthly pay, unless of course you earn substantial overtime or commissions. In the event you earn substantial overtime or commissions/bonuses, you will have to pull out your W2s from the last few years and average them, usually just the past two years are used. So add up all sources of documented income for each year and divide by 24. Self-employed / 1099 individuals should pull out Schedule C of their last two tax returns, add up the Profit line (which indicates how much money you told the IRS you made) for both years and divide by 24. If you earn money from rental of a property or any part thereof, you must have a legal rental contract and necessary local approvals to rent the property just to include the rental income at all, and you will only be able to use a portion of this rental income because lenders will assume that there is some risk of vacancy in the future. If you cannot fully document and verify your income or the bulk of it comes from commissions, bonuses or self-employment you may be able to apply on the basis of “Stated Income”, where if you have a sufficiently high credit score (in most case 620 or better but in special cases as low as 580) you are allowed to simply state to the lender what your income is. Stated income loan programs generally reduce the amount of money you can borrow in a cash out refinance, debt consolidation or purchase loan, and people who are on a fixed income such as social security or pension are not eligible for stated income programs. There are also a variety of limited document programs and even no document or “no docs” mortgage programs available for people with good credit and fixed incomes who need to borrow less than 70% of the value of their property.

2 Approaches to data recovery after formatting

The first thing you need to do after a system crash has forced you to reformat your hard drive is to test your PC to make sure whatever caused the crash is still not around to destabilize your system. Once you know your PC is stable, you can begin the process of data recovery after formatting. Do-It-Yourself Data Recovery After Formatting The easiest way to get proof of your system’s stability is to upload some non-critical files, so that if they become corrupted you will not have lost anything. Try opening and closing the files, and as long as you do not get a message saying they have been corrupted, you can be fairly certain that your system is functioning normally and storing ant retrieving your data properly. You can move now move on to the data recovery after formatting process. During the data recovery after formatting process you’ll upload all your recovered data, and for some systems this can take a considerable amount of time. You’ll need to monitor the data recovery after formatting process in case your system flashes messages with question or pinpointing errors on specific files. You’ll need to make a record of every file mentioned in a message, and when the data recovery after formatting upload is complete, do individual checks on each of them. Often an error in one file can compromise the performance of an entire program. When your data has been completely uploaded, you can go through the key files in each of your programs one at a time, and open them to see if all their data is intact. In some cases, you may have to delete and reinstall some of your software. For more indo see pcdatarecoveryhelp/Data_Recovery_After_Formatting/ on Data Recovery After Formatting. Software For Data Recovery After Formatting Another approach to data recovery after formatting is to purchase Windows data recovery software. The data recovery after formatting software can give you step-by step guidance in retrieving data lost sue to formatting, deletion, or partition damage as long as your hard drive has not been physically damaged. Formatting your hard drive will change your data partitions, and data recovery after formatting software can retrieve data from the previous partitions or even from corrupted sectors. It is designed to support data recovery after formatting for both older file allocation table (FAT) and new technology file systems (NTFS). That covers all Windows operating systems as far back as Windows 98. Data recovery after formatting can be both challenging and time-consuming. But being able to restore all you key files, either through your own efforts of with the help of user-friendly software, can save you a tremendous amount when compared to the fees of a data recovery specialist.

The marketing concept of pixel ads

I believe that most of you have heard about the Million Dollar Homepage and it’s success story. The web site owner Alex Tew earned a million US dollar in a dramatically short time and brought public attention all over the world by selling pixels on his web site. However, it seems that the pixel craze didn’t last long as the copycats of the pixel advertising idea were mostly not doing well, especially the later ones who sometimes ended their site without a pixel sold. When talking about marketing strategies, the pixel advertising should be in the short-term category since curiousness of people don’t last long on a narrow topic. Alex Tew was smart to have noticed this point and that’s why he limited the number pixels to a million. This is not to ignore the huge demand out there but to generate an even higher traffic while pixels are limited in supply. The Million Dollar Homepage generated a huge traffic mainly because of the mass media, no matter the international ones or local ones, which are thirsty to find some amazing or crazy ideas that really work. People are always curious about news related to earning easy-money or becoming a millionaire while everyone is working hard in the society for money. In another word, this news makes people think out of the usual way. In fact, Tew’s whole idea including the web site’s domain name just hit the target. When people view the ads, the ads have their value. Although pixel advertising is probably out-of-date, there are still some innovative marketing strategies of the Million Dollar Homepage that web designers worth a reference. Since every page in the web site is about the advertising business itself, all visitors of the web site have a common intention – to try those extremely tiny pixel links and see what is it all about. In result, the ads owners receive a large amount of quality traffic, which other types web-based ads seldom have. Another point to note is about the price of a product. A higher price set for your product is not a scary monster that drives your customers away if it is used in a suitable manner. Just take a look of the Million Dollar Homepage if you haven’t and you will understand how small is a hundred pixels. It’s just enough to put a character of a novel in it. However, in fact, the values of the ads are beyond what you can actually see when the value of the ads themselves creates a high commercial status for the pixel owners. This is one of the successful usages of money itself in generating transactions in recent days. Indeed, many people were inspired by Alex Tew and have started their own new idea of advertising. One of the examples is The Infinite Levels ( theinfinitelevels) a new web site aims at building a virtual AdLevels construction starting with $10. What makes it different from the others is that it is not earning short-term revenue like the pixel advertising as it adapts numerous innovative designs and the Dollar Accumulation System which brings a continuous interest from the public. If this idea is successful, the designer of the web site may be able to go beyond Alex Tew’s achievement. Let’s wait for the second miracle in the advertising industry to happen.

Answers to your e commerce problems

Businesses need efficient technology and strong marketing in order for e-commerce to be successful. The goal is to increase your business by making it easier for customers to shop, and if your website’s lack of technology and marketing make it difficult for them, they may as well drive to the mall. Before we look at e-commerce solutions, we need to first figure out some of the problems with e-commerce. There are many complaints from customers when it comes to purchasing items online. A few include a disorganized site that is difficult and confusing to navigate; lack of information on the website including failure to tell customers about special deals or prices; the inability to pay with the customer’s native currency or the inability for the customer to even understand the language in which the website is written; and frustrating and confusing shopping carts and check out procedures. Well then, what are some e-commerce solutions? Having a professional looking website will attract customers and make them feel confident in buying from you. You want your website to be organized and easy to navigate, and if you have an informational website that is search engine friendly; shows promotional deals; encourages up selling in a friendly way (such as showing related items or showing items that customers purchased who also purchased the item you are purchasing); is accessible in the most languages and accepts different types of currency; has a user friendly shopping cart and single page checkout, then you won’t need many e-commerce solutions! Remember, when your business is e-commerce, you want to take all possible steps to make sure you and your product are presented professionally, friendly, and easily accessible.

A man a woman stranded on a deserted island

Imagine the scene, a man & a woman stranded on a desert island with the sun beating down, and you did it on purpose!! Such was the joy of a vacation to a place called Los Roques Venezuela. It is almost like a Pacific atoll, except it is at the bottom end of the Caribbean Sea, some 80 miles north of Caracas, and easily reached by plane, where you land on Gran Roque, which is where we stayed in a Posada. For the uninitiated a Posada is a converted house or cottage, which takes paying guests in varying degrees of luxury at a corresponding price. My wife and I chose the Posada Natura Viva, a very Italian Mediterranean Posada, right next to the beach. We chose it because of recommendation that we pick an Italian owned Posada as opposed to a locally owned one. I have however diverted from the purpose of this account which is of course a Man & Woman stranded on a Desert Island with the sun beating down on us. In truth it was arranged by the aforementioned Posada Natura Viva, and so far as the sun beating down, they also supplied us with beach umbrellas, table and chairs, gazebos and beach towels. Just close your eyes, and imagine a tiny spit of an island no more than 50 paces wide, one hundred paces long, in fact smaller than my garden at home. Imagine warm clear turquoise water, where you could sit in it like it was a bath, and drink a cool beer, feeling it was your own private island I suspect they are some of the most important things to take if you are to be stranded on a desert island, even if was only for a day!! I should add the Posada also supplied a packed lunch, thermos with cool drinks, even if we did have to bring our own beers!! Anyway this I suspect is what the Caribbean was like before us tourists arrived in our thousands. It was fortunate we remembered our sunblock and high factor sun creams because apart from the shade that was supplied for us, there is none at all. This has to be one of the most beautiful places on this earth, in fact it’s almost like a dream, why not go and see it for yourself, and become the Man & Woman stranded on a Desert Island for a day!!

Dangerous travel 101

Adventure, uncertainty and speculation are always associated with traveling and more so when the destination chosen for visit is itself dangerous. Visiting the routine places that provides one with a great change of location and views may be appealing to some but to those seeking more of adventure and uncertainty, criteria for choosing destinations are totally different. There is a craving for excitement beyond ordinary and a lust to experience the increased flow of adrenalin in the body of the traveler. Even the thought of going to such places can make many of us nervous but for the adventurous this excitement is the motive behind choosing such risky destinations. Moving away from one’s homeland and going to unfamiliar places in itself can be risky. At the hometown one is familiar with the customs, traditions, law and order of the ruling government and also the common dangers prevalent in one’s community. But at a foreign land things are different and ignorance about the communal system and laws predominant in there country can lead a person in hazardous situations. To make the situation worse once anyone is in problem there is almost none in a foreign land to help the person trapped in unsafe circumstances. Hence the best rescue from such situations is always to prepare before hand for all the dangers that may arise in due course of traveling. One must gather entire before hand information about the place where he is traveling, the nature of hazards possible like whether the place is prone to political instability, frequent communal riots or about any disease outbreak in that area. Apart from traveling for joy and adventure many people need to travel to dangerous destinations as a part of their business trip. Many a times people at high-profile jobs need to travel to not so secure places, but very less can be done about this as the nature of their job demands such traveling. Employees need to travel long distances to overview and manage the situation at places that are remote from the main working area of the company. Many organizations also provide rating for the degree of threat involved at a particular place based on the political factors, crime rate, terrorism, communal volatility and other similar dangers. Travelers to such destinations practice extra alertness, precaution and prudence. Knowing about the potential risks of the place helps a traveler take precautionary measures beforehand. The best way to avoid conflicts is to stay away form them. One should never indulge in any controversies in a foreign land specially when they relate to any political issues and occur because of rivalry between local leaders. One should always stay away from local demonstration groups formed for protest against any current issues. Apart from political security prevention against diseases at unknown destinations is equally significant. Having carefully planned meal and avoiding raw food helps greatly in preventing illness. Areas with inadequate hygiene and sanitation should always be avoided as an eating-place. Only water that has been properly treated with chlorine and other disinfectants should be consumed and to be on safer side bottled water is highly recommended. Keeping certain guidelines in mind one can definitely make even the dangerous destinations a cool place to travel.

Investing your self directed ira or 401k in philippine condotel investment real estate

As of last year, finance and retirement experts suggest that approximately 2% of the nations $3 trillion in IRA investment is stashed in real estate and other non-traditional investment vehicles. If you’re considering using your IRA savings to invest in real estate, there are some excellent reasons that you should choose Philippine Condotel Investment real estate to drive your retirement portfolio into high profit margins. Beth Collingz, PLC Global Marketing Director for the Lancaster Brand of Condotels in the Philippines, said Investing in foreign real estate is neither as risky nor as tricky as a lot of people would have you believe. While land and housing prices in the U. S. have soared astronomically in the past decade, the world real estate market is a far different story. It’s still possible to buy a preconstruction Condotel suite at Lancaster The Atrium located in Metro Manila, Philippines, for less than $50,000. Lancaster Manila Atrium Tower A, Shaw Boulevard, Metro Manila, Philippines is a "Full Service" Condominium Hotel ["Condotel"] offering Studio, One, Two and Three Bedroom Suites for sale. To be completed and ready for turnover from December 2010, the Lancaster Suites Manila Atrium Tower II will provide unit owners with premier residential condo units with the option of enrolling their units in the Lancaster Condotel Rental Pool and earn Rental Incomes [at current purchase levels] of some 12-16% ROI per annum as Owner Non-Residents when not using their units through Condotel Management and reciprocal arrangement with Lancaster Cebu Resort Residences. This makes Lancaster Suites one of the Hottest Investment Opportunities in the Philippines. The beauty of holding property in the Philippines is the low cost of property taxes and maintenance. A $50,000 Condotel suite may set you back $200 in property taxes per year, and maintenance costs are similarly low. When you add in the tax-protected status of investments made in your IRA, and the 12-16% returns through rental income through the Condotel advantage, you have an incredible ROI on a purchase of Philippine Condotel investment real estate” enthused Collingz. What’s the downside about owning Philippine Condotel Investment real estate as an IRA investment? You cannot reside at your investment property as long as the IRA retirement account is titled as the owner of the property. The self directed IRA rules about benefiting personally from your IRA investments are strict - you are not allowed to make use of any property owned by your IRA, or you risk losing its tax-protected status and worse yet you could face penalties from the IRS. You can, however, rent out your IRA investment for steady income - putting the profits and cash flow into your IRA, or sell your Philippine Real Estate Investment for immediate profit, as long as those profits remain inside the IRA. If you’re looking for an unusual and high earning investment for your IRA, then take a serious look at owning Philippine Condotel investment real estate. It can help kick your IRA earnings into high gear. Global Life Management, Inc., PLC Internationals Marketing Partner based in the U. S recently announced its Self-Directed IRA Affiliate Program Available to US buyers of the Lancaster Brand of Condo Hotels in the Philippines. With the impending slowdown of the U. S. housing market and failing pension plans, many investors are turning to using their IRAs to invest in overseas properties and earn tax-free or tax-deferred income. This creates an outstanding opportunity for by offering self-directed IRAs to invest in the Lancaster Suites Atrium Tower preconstruction units. With preconstruction property appreciating at some 20-30% per annum not only does the Real Estate Appreciation look good but the rental income is in excess of what many IRA and Pension Plans offer for the same or similar investment. Jeffrey Clarke, President of Global Life Management, a company specializing in Philippine businesses and investments, is now offering its affiliate program to interested clients based in the U. S, announced that We handle all the paperwork, answer any client questions and can even setup a LLC driven IRA with checkbook control all for a price $1,775 less expensive than our major competitors. We’re finding clients, who previously were undecided, are now very interested in using a Self-Directed IRA to purchase a Condo Hotel unit. Not only can they qualify for the 20% discount, in many cases, but they are excited to learn they can earn rental income tax-free or tax-deferred, saving them tax dollars on capital gains; says Jeffrey. Beth Collingz says that many new investors are looking to replace failed pension plans and other future saving schemes with a solid investment in Real Estate. Clients are looking for investments that will give them an income for retirement as an alternative to traditional private pension plans that have failed. Most company pension plans are insufficient as are Government Pensions. Bank rates for Savings accounts are at record lows. Savvy investors are now looking for a more solid investment with potential for monthly income. Condotels in the Philippines fit the bill This potential, high rates of rental returns from Condotel Investments, currently from 12% up to 16% per annum, opens up a huge market not traditionally looked at by Real Estate Agents and Brokers whom all so often run around looking for normal residential profile buyers without looking at the by far bigger picture of investments, investing and retirement. "We’re here to help our clients, educating our clients and advising them of emerging investment opportunities. Self-Directed IRAs and the Lancaster Suites Atrium Condotels, fit this bill exactly; adds Jeffrey. GLM is a global investment consulting company, specializing in educating its clients on emerging investment opportunities, metals, currencies and self-directed IRAs

Learn self hypnosis

Hypnosis is a proven method of deep relaxation that is used for creating inner changes in our thoughts, emotions and behaviours. It is also a medically recognised tool for controlling pain and reducing stress. The most common form of hypnosis these days is self hypnosis. This is a self-induced state of deep relaxation attained by either listening to a recording or by bringing yourself into a trance. It is fairly easy to learn self hypnosis and, as with everything else in life, "practise makes perfect!" The key is to take it easy. Approach the subject with a playfulness. Do not try too hard to enter into trance for this defeats the whole purpose of hypnosis. You are going to learn how to bring yourself into a profoundly relaxed state and trying to force it to happen only makes you tense and has the reverse effect. A major part in the art of self hypnosis is learning to let the hypnotic state take over by itself. Try not to analyze what is happening. When you keep the conscious mind engaged in analyzing you will find it hard to go from the beta brainwave state (conscious waking decision making) to the alpha brainwave state (the deeply relaxed state of light trance where most hypnosis subjects stay). Just allow yourself to relax. It is your body’s natural state to relax when you perform certain mental and physical actions (which I will teach you shortly), so don’t fight it by trying to figure out how or why it is happening. Do not get discouraged or think nothing is happening if you don’t feel much change at first or if progress appears to be slow. After some practise you will find entering a state of self-induced trance become easy and natural as you teach your body and mind to relax. Don’t expect to be an expert right off the bat! Expecting yourself to be as good as Paul McKenna or Dick Sutphen on your first attempt is setting yourself up for frustration. It takes time to learn hypnosis and unless you are truly fortunate it will take time to teach your body and mind to let go and enter this state effortlessly - but it will happen. Remember that there are various ways to experience hypnosis and no two people will experience trance in exactly the same way. So expect your experience to be the same as someone else’s! It is a good idea to set aside a regular time to practice your new skills. Give yourself the gift of 15 to 30 minutes everyday or every other day to practise self hypnosis. Make sure you will not be disturbed and that your environment is quiet. You may be surprised that you do not actually get sleepy or fall asleep during hypnosis, although the body does enter into that type of relaxed posture. You may find that initially you tend to fall asleep while practising self hypnosis. If this happens just practise at an earlier time when you are less fatigued until you perfect the technique. If falling asleep is still a problem then practise it while sitting in an upright chair. Before you begin set an intention for the session. Do you want more confidence, higher self-esteem, the perfect relationship or an improvement in your finances? You will now use one of two techniques which will be used as post hypnotic suggestions. Create some positive affirmations that state you are already they you wish to be or you are already in possession of your desire and memorize them. If this seems like too much work then just imagine you already have your desire and make a mental movie of it. See yourself experiencing it as if it were happening now. You will use one of these techniques when you enter trance to reprogram your subconscious mind! Begin by sitting or lying comfortably. Keep your head straight, pointing forward, but look up at a spot on the wall - do not bend your neck. Your eyes should be looking slightly up. Breath in to the count of five and out to the count of five. This will cause your body to let go of tensions and stresses. Now curl your toes on both feet and tense them while you inhale to the count of five. Now relax on your exhale to the count of five. Move up to your legs. Tense them and relax. Keep breathing in to the count of five and out to the count of five. Now tense your whole pelvic and buttock region. And relax. All the time breathing deeply. Move up to your stomach, then your chest, neck, face and head, repeating the tensing and relaxing procedure while breathing deeply. Allow your eyes to close naturally at any time during this relaxation exercise. You will find that within a very short period of time it takes more and more effort to keep them open. Once your eyes are shut and you have relaxed your entire body, imagine that you are at the top of a winding dark staircase with ten steps. Keep breathing deeply to the count of five. Move down to the first step, noticing that you can only see a few steps ahead of you as the rest are shrouded in a calm still darkness. Mentally say the word 10. Now move to the next step and mentally say 9. Then the next saying 8. Move progressively down the steps until you reach the bottom. During this exercise you can allow your breathing to return to normal or keep the deep breathing up if you prefer. Once you have reached the bottom imagine there is a large wooden door in front of you walk towards it and open it. On the other side you find a moving escalator going down. Move onto it and feel it bringing you down, down, down. Deeper, deeper, down. When you reach the bottom imagine you can walk slightly forward until you find yourself in a quiet relaxing setting. Just let it appear. It may be a garden, a beach, a forest or a favourite place from childhood. It could be anywhere. Just allow your subconscious mind to show you where you are. Relax in whatever way seems appropriate to you in that special place. At this stage you can mentally give yourself post hypnotic suggestions in the form of “I am….”, or “I allow____ to enter my life with ease” etc. If you prefer not to have to remember mentally spoken instructions then recall your visualization and place yourself inside it! This is important see the scene through YOUR eyes as though it were a memory. Do not visualize yourself in the scene the way you would see another person. Experience it from your perspective. Do this for as long as it is enjoyable. Once you have finished and are ready to return to normal waking consciousness, simply count back from 10 to 1 and mentally say “wide awake, wide awake”. Stretch, give yourself a few seconds to re-adjust to your surroundings and then go about your daily activities. You will find this short exercise in self hypnosis most beneficial, rejuvenating and life-altering!

The single life divorced males

The single life can be as difficult as starting over after a major disaster or death in the family. Of course we cannot include the young and always single in this article as they do not know any better, have not dealt with raising children or truly loved another person. It is the 30-year-old’s and older who are divorced and alone that are having the hardest time making adjustments to their new found ways of life. According to U. S. divorce statistics 59% of the people are married and 10% of the population is divorced (U. S. Divorce, 2002). The medium age of first divorce for males is around 30 years of age and the medium age of the second divorce is around 40 years old. This leaves men slightly older than the typical underemployed college student and younger than those trying to apply for Medicare. In essence, “they are too old to care but too young for Medicare”. Divorce is common in America due to the lack of social structure, family support and limited religious authority. This can be good or bad depending on the person and his/her motives. Yet one thing can be sure that life doesn’t end for a 30-something male out on his own again. Recently divorced males have a lot of things going for them that their younger college colleagues do not have. Typically, they are youthful looking and can maintain a physically healthy lifestyle with few medical problems. In addition, they have a reasonable income after a number of years of employment, some assets like a house and a nice vehicle. Finally, and most importantly they are mature and know where they are going in life. “What you see is what you get” and a young lady doesn’t have to take a gamble on who are what this person will be in 5 years. So when you feel down about your recent divorce just remember that you are in your most productive years and have more to offer than most people.

Earn money now

What are you waiting for? Haven't you realized that the future is on the internet? Whether it is online marketing or simply working for companies that are computer based with employees that work remotely. If you don't do it you may always regret it because sooner or later you will be force to make the switch but you won't be the master of your own domain like you are now. Another huge advantage to this type of job are that you don't have to worry about an actual physical product whether it be the storage, distribution, or tech support for it. Most often you earn money via commissions for selling other people's products. You also aren't limited by geography in your market. You can sell to people in Guam just as easily (other than maybe language barrier) as to your neighbor. The web allows you more potential diversity of cash flow than your typical job does as well. If one channel of income dries up you will typically have 2 or 5 or 13 other sources to fallback on while you repair or replace the first. So what are the other advantages to having the ability to earn money online? Well there are several! There is increased ability to automate and therefore be working even while, you are sleeping. You also don't have to work in the typical and uncomfortable cubicle. You can work when you want which lends more flexibility to take that needed vacation when you need it rather than simply when you can so that you don’t miss a busy week of work (after all isn’t that the idea of a vacation?). You can also work where you want--at home, in the coffee shop, or in Belize for that matter. You can also (maybe most importantly to me) wear what you want. Gone are the days of slow suffocation for the sake of the status quo wearing ridiculous ties. So this sounds good right? Is there something you waiting for? Oh...you think that the initial risk of quitting your job to earn money online is too high? Well then don't quit your career! You can easily maintain both a normal job and an additional income at the same time and you will find very quickly that you have nothing to fear. What about startup? Well depending on how you start some (surveys, party poker, etc.) have very little cost assuming you already have a decent computer and connection to the internet. Other cheap options include the online auction sites. Do your self a favor and don't wait, now is your chance to beat the impending stampede and at your own level of comfort.

Getting noticed on the internet digital marketing for small business

The Internet has grown from a small network of academics needing a way to trade research into a world-spanning, ubiquitous marketplace and repository for nearly every possible kind of information and knowledge. How does a small business avoid being washed away in the constant tide of buying, selling and marketers hawking every conceivable item (and some difficult to conceive...)? The Internet provides advantages for both customer and proprietor in that one can search for exactly what is desired, without the bother of endless phone calls, driving to malls, or poring over mail-order catalogs. A quick keyword or 3, and hundreds of results vie for attention on the screen. Making sure your company is one of those results near the top is a combination of factors: specificity in product offerings, Search Engine Optimization of web content and linking to and from related topics and sites. The only way to get noticed on the Internet is to have a listing or presence, whether a dedicated website, ads on relevant sites, or by word-of-mouth. Oftentimes ads on online journals, informative sites, or e-zines (online magazines) are cheaper than space in a print publication, as well as being available to a wider audience than a dedicated website may be. Rates are often available for daily, weekly, or monthly terms, increasing flexibility and allowing a tight budget more leeway. Word-of-mouth advertising can be very cheap, but the returns may be difficult to quantify. Sponsoring web shows such as podcasts or webcasts can be a great and cheap way to gain word-of-mouth exposure. Many times, a podcaster will be so thrilled to gain sponsorship that rates can be negotiated for very little, but make sure to approach a podcaster that has a show related somehow to your business. Don't overlook resources like Google's Adwords either, as they can be slightly pricier than similar options like banner ads, but they are shown to be far more effective than pop-ups, banners, or pay-per-click ads due to their specific targeting. When a potential customer decides to look up a product that you sell, is he or she going to find your site or listing? Being specific in the terms used on your site or listing is key, as keywords are what drive the search engines like Google and Yahoo. If your company sells shoes, it's not enough to put the word "shoes" on your site--it has to be anticipatory to the searches that potential customers are doing. Most customers have an idea of what they are looking for when doing a search, so instead of "shoes," a customer will search for "imported Italian leather shoes." Specific focusing of terminology and product listings are involved in Search Engine Optimization (SEO), as SEO is driven by specific keywords and their repetition or location on a page. If the term "Italian Leather Shoes" is used 15 times on a website, it will pop up higher on the rating listings than one with the same words, but only as a page heading or title. It would be easy to go overboard on this if it were the only criteria, but it is only one of many different methods search engines use to list websites by relevance. Our article on Search Engine Optimization, located here, is a great reference to optimizing your site for maximum Search Engine Performance. With a clear idea of where you want to go with Internet marketing, it can be a valuable tool to expand your business into the digital realm, but be careful not to go overboard, as all marketing eventually crosses into the zone of limited return. Customers are looking for what they want--it's up to you to make sure they run into you, and the only way they will is for you to make sure your business is at the places they are going to go. © 2005, Wholesale Pages UK. All rights reserved.

Marvel at ping pong s greatest players with table tennis dvds

What was once a lowly game that people thought of only as a leisure activity in the basement is now one of the major events in the world of sports. Thanks to the hordes of aficionados for table tennis, the indoor sport has become more popular than ever attracting millions of players and spectators. It may be surprising, but table tennis has become a great game in its own right and more people are being able to witness its excitement through table tennis DVDs. The notable popularity of table tennis stems from the sports’ easy game and its very affordable equipment. Practically anyone with normal limbs can play table tennis and have fun paddling for hours. It is a good form of exercise that does not really require players to tire their bodies out. It is also very fun to watch as the ball bounces from one side to the other in a very speedy succession of movements. Ping Pong is a good spectator sport whether with a live game or through table tennis DVDs. The game also requires not much of a setting and it indeed the ideal indoor sport. The limited space upon which it can be held also makes it ideal to be filmed on DVD or other video formats. You would not need to go to a large space or buy expensive materials to play table tennis. All you need is a table, a net, some paddles and balls. Capturing this setting in a video camera is also quite easy as the all the movements that are happening can be confined in a smaller space as compared to basketball, baseball, or football. The camera can practically just stand still and capture every action at every moment. But do not underestimate the excitement that table tennis can bring to its spectators and players. True that it is practically just a game where in a ball is being bounced from one side of the court to another. But, it is also quite game of complicated moves, of exciting turns, jumps and maneuvers that are incomparable to other sports. Simply hitting the ball is not enough in table tennis. Professional players make each hit as artistically as possible. Watching good table tennis players is like seeing professional performers in a unique kind of performing arts. Table tennis combines the excitement of racquet sports and the flair or finesse of dance and gymnastics. And this is something that can be magnificently captured on DVDs. Learning table tennis is also now quite easy with the help of table tennis DVDs. Not all people can afford to hire a professional trainer, and most people would think that table tennis is too easy a game to hire a trainer. But if you really want to have an edge over your friends when the ping pong game is set up, it really pays to be armed with moves that most people cannot even imagine. This is something that a table tennis DVD can give you. Affordable lessons that are as convenient as the game of table tennis itself. There is a wide array of table tennis DVDs that are out in the market. There are DVDs of the greatest games you would ever watch. And of course there are DVDs of great table tennis lessons that can bring out the professional ping pong player in you. What is good about these DVDs is that they are filmed by the world’s greatest table tennis athletes. You can watch both current and previous champions reveal the secrets that made them exceptional with their paddles. You can learn, step-by-step, how to do those daring moves from the top spins to the back spins, from the deadly smash to other good defenses. You can learn all these right in your own home. Table tennis DVDs are now widely available through the internet. You can choose from the vast collection of table tennis videos all over the world at very affordable prices. The DVDs can even be delivered to your house for minimal costs. Table tennis DVDs are indeed valuable for table tennis aficionados like you. So go ahead and order your video and see how soon you turn into the table tennis player you have long wanted to be.

Hand positions in speed reading

One of the most fascinating things about watching someone speed reading is the rate at which their hand glosses over the material they are reading. It moves so quickly and for the average reader, it seems as though it’s moving much too fast for the person to be absorbing any part of the text. If you’ve always read at a natural speed, it might seem impossible to imagine that you could read several times faster. It might also seem unbelievable that you can adopt the principles behind speed reading without too much effort. Speed reading is based on the principle that your mind absorbs the material that you read at a quicker rate than someone who reads at a normal pace. Normally we take our time reading each page of a book, trying to grasp the meaning of each word and how that word relates to not only the sentence it is in, but the paragraph as well. For someone who speed reads, they are able to glance at the words and instead of concentrating on each and every single word; they see the words as blocks. They view the block of words and the meaning is absorbed. There are different methods to speed reading, but the general idea remains common. That is, your eyes must quickly scan the text of the page. To do this you can use different techniques. The most common of these techniques is to use your hand or your finger. This is typically what we associate with speed readers. Their hand moves remarkably quickly over the page; skimming line by line until they flip the next page to begin the process all over again. They need to do this so that their eyes can follow the text. When you are reading at a rapid rate, it is easy for your eyes to lose track of where you are on the page. By tracing an invisible line beneath the text, their eyes stay completely focused. Another method that works the same way is to use a card or a straight edge, such as ruler. This keeps the reader’s eyes following the text. They aren’t tempted to skip ahead and miss words. Their concentration is focused on exactly what they are reading, and as they work through the page, the card or straight edge moves with them. Concentration is one of the most important aspects in reading in general. It is much more important when a person is developing their speed reading skills. Anyone can implement this rule into their reading. Using either their finger or a card the eyes will follow the words of the text at a much quicker rate. The next time you are reading give this a try and see the difference it makes. You’ll find yourself more focused on what you are reading and you won’t be tempted to skip ahead and miss words that are essential to comprehension. Small tricks like this can make a significant improvement in your reading speed.

Credit cards and your credit history

Credit Cards For Anybody? Credit Cards are widespread all over the US as well as worldwide and are accepted Internationally as a very convenient mean of payment either in person at stores, via the phone and the Internet or on signed forms via the fax. Does anybody can obtain this much quested plastic money? Well, to answer that we would have to understand how this credit screening and rating system work and what are the qualifications to be approved. Credit History There are three major credit bureaus that keep track of our bill-paying habits and credit history reports that are collected, stored and sold by credit bureaus. Credit reports are also called credit records, credit files, and credit histories. There are three major credit bureaus and thousands of smaller ones. Experian Credit Bureau (formerly TRW): - experian/ Tel: 800-301-7195 (Cost: $8) Equifax Credit Bureau: - equifax/ Tel:800-685-1111 Trans Union: - transunion/index. jsp Tel: 800-916-8800 Federal law was passed in 1970 to give consumers easier access to, and more information about, their credit files. The Fair Credit Reporting Act gives you the right to find out the information in your credit file, to dispute information you believe inaccurate or incomplete, and to find out who has seen your credit report in the past six months. The Fair Credit Reporting Act states that if you dispute information on your credit file that you believe to be inaccurate or incomplete, you can ask the credit bureau to investigate the problem. If the credit bureau's investigation does not resolve the dispute, you can file a brief statement explaining the nature of the dispute. Your statement becomes a permanent part of your file and will remain on the report as long as the negative information is reported. If you have been denied credit, you can request that the credit bureau involved provide you with a free copy of your credit report, but you must request it promptly. Otherwise each of the bureaus will provide you a copy of the report for a small fee ($8 or less). You can request a copy from their web sites or 800 numbers. The good news: credit blemishes are cleared from your credit history after seven years. The bad news: seven years is a long time. Many people with no credit history find it nearly impossible to get a major credit card or, to a lesser extent, other credit. Scoring systems are not designed with the first-time credit user in mind. Exactly as people who need a small loan from a bank, they have a checking account with this Bank and their salary as well as all their expenses are managed through this account but when they need a loan of say $2,000 the Banks’ branch manger asks for a deposit of $2,000 or any other solid collateral. The natural reaction of the average person would be something like: If I had $2,000 in cash why would I need a loan from the Bank? What these people don’t understand is that a Bank is a business, A good business, an excellent business, in this business the Bank almost never take any risks and it lends money to people who proved to the bank they will be able to return the money with interest. This proof is either a cash deposit or savings account or other collaterals like a house, so in case the client will default on his loan the Bank would be able to quickly transform the collateral into cash. The Problem of many people is that they never cultivated their credit history. They never took a small loan and paid it promptly on schedule month after month. All their life they just deposited their salary and handled their expenses. How to start creating a “Credit History” There are some ways to start building you credit “history”. Bankcard issuers generally want to see at least a year's worth of timely payments on other accounts before issuing a card. If you do not have a credit record, you may have to start small. You may want to start by getting a gasoline card. Chevron reports payments to the credit bureau monthly, while most other oil company cards do not. In addition try getting a few department store cards. Your best option for establishing a positive credit history may be a secured Visa or MasterCard. These credit cards are offered through bankcard issuers who have customers put up several hundred dollars in collateral in exchange for a card with a small credit limit. As you use the card, your bill-paying behavior is reported to a credit bureau and your credit history improves. Another Important advice is to try as best as you can to Pay your bills on time. In addition minimize your payments by choosing credit cards that have low rates and no fees. Try to limit credit card purchases to emergency situations only. (This one is true with your Cell Phones calls as well...). Take a collateralized loan with a bank or credit union and pay it on time every month to help establish or reestablish credit. What Is FICO and how it affects you FICO is a mathematical model created by the Experian credit bureau as a tool for lenders to use in evaluating the risk associated with lending you money. FICO stands for Fair Isaac Company, the company that created the original scoring model. FICO scores consider your credit history over several years, making it difficult to increase your credit score in a short time frame. Over the long term you can improve your credit-worthiness by: - Reducing your total indebt ness. - making your debt payments on time and in full. - closing unneeded credit accounts. - avoiding bankruptcy and foreclosures. How is your Score Calculated? Your score is calculated by a series of questions based on both your credit report & debt-to-income ratio. Each answer accumulates a certain number of points that are then added together for your final score. A typical scoring considers: • How long you've lived at your current address • Your job or profession stability. • Your financial obligations (debt-to-income ratio) • Any late payments • The amount of credit you have outstanding • The amount of credit you are using • The amount of time you've had credit established Most Weighted Factors: Current balances on accounts, too few bank revolving accounts, too many bank revolving accounts, number of accounts with balances, number of accounts opened in the last 12 months, length of time accounts have been established, amount of past due accounts, number of delinquent accounts, too few accounts rated "current," recent derogatory public record of collection, past due balances, number of credit inquiries made. What is Considered a Good Score? The magic FICO number is 620. If you score below 620 you are considered to have a very high default risk giving you the possibility of being declined. If you score between 620 & 650 you will be put into a "questionable" category where you will have to provide further documentation to get approved. A score of 650 or above is considered golden or "cream of the crop," and most likely you will be eligible for the best rate on your loan.

Buy a used car 3 reasons to say in with the old

Why you should buy a used car. You know it is time to buy a replacement for your vehicle. Repair bills are looming on the horizon or eating into your checking account. Every time you turn around something seems to be going wrong -- both large and small annoyances make driving an ongoing hassle. Once you have made the decision to go car shopping, the first question you must face is whether to go new or used. Here are three reasons you should buy a used car. The top reason to buy a used car is that new cars are a losing proposition. New cars depreciate fast. Did you know that as soon as you drive a new car off a dealer lot it will instantly depreciate between $1,000-$2,000. After the first three years most cars are worth only about 60-70 percent of their original value. However if you buy an used car then you will have to pay a lot less for a nice car and you will not have to worry about that depreciation. Once upon a time buying an used car was a risky proposition. There was a good chance you could buy a lemon or a car that had been used and abused or even been in an accident. Today the savvy consumer does not have to face these risks which leads to the second reason for buying an used car. It is safer (and less risky) than it has ever been before. Many reputable dealers offer one-owner vehicles that are still on warranty so that takes some risk out of the equation, but in addition today there are many research tools available on the internet to help you learn about the reputation and performance history for the particular vehicle model you are considering plus you can even run the vehicle identification numbers to determine if a specific vehicle has been in an accident. It is probably a lot less risky to buy an used car than a new unproven vehicle that might turn out to be a lemon. You can also get a pretty accurate value for a vehicle so you know how much you should pay. Finally, buying an used car takes a lot of the stress out of new car ownership while still letting you enjoy the benefits of a new vehicle. Dealers will give a vehicle a turnout so it will have that new car smell, but because you do not have to worry about the price you paid you can sit back and enjoy your new-to-you vehicle without worrying about tempting fate. Plus, many dealers have more room to deal on an used car than they often do with a new car so you have more bargaining power. So if you are looking to buy a car then you should consider buying an used car because it will save you money, it is safer than ever before, and it is less stressful.

Bass fishing tournaments to watch out for

Many places in the world have an activity of bass fishing tournaments for them to be known and to record the biggest bass existing on earth. The tournaments are about luck, only God can say who can catch the largest bass present in the battlefield. Flexibility is needed in the competition for carrying, and long stamina should be acquired by the players so that they can last the natures test. And the most important things that the players should have are the skills and experience in bass fishing. These two are the key of success by each "players". This will help them on how they will act and set up strategies on the tournaments. There are many active tournaments like in Northwestern Ontario. There are huge tournaments to participate in, like the Fort Frances Canadian Bass Championship on Rainy Lake or the KBI on Lake of the Woods, and some bass fishing tournaments in Sunset Country. Shoal Lake Bass Classic Tournament occurs in the 1st weekend in July held on Shoal Lake, Ontario. This is the primary fishery in the region with schools of Smallmouths that have never seen a lure before. Smallmouths usually win this tournament, but big Largemouths can be a factor. The winning weight for this two day tournament is usually in the 32-34 pound range! English River Bass Challenge also occurred in Mid July, Tournament held on the English River System in Grassy Narrows, Ontario. It is a First Nation sponsored bass tournament on the mighty English River in Northwestern Ontario. Fort Frances Canadian Bass Championship is help every 3rd week in July. This is Canada's Largest Live Release Cash Bass Tournament, with a total of $172,500.00 in cash prizes. With a $50,000 first prize, this event on Rainy Lake attracts many of the best bass fishermen from all over North America.. The winning weight for this three day event is usually in the 55 pound range. The tournament first ran in 1995 and has been growing in size and recognition ever since. Kenora Bass International (KBI) happened every 2nd week in August. This event on Lake of the Woods offers a $30,000 first prize. Anglers here have the opportunity to fish for largemeouths or smallmouths. Largemouths have won the tournament more than smallmouths over the last few years. If the water is high, largest will win, if it is low, smallmouths will be more of a factor. The winning weight for this three day event will be in the 45-50 pound range. Ding Wang Ford Bass Tournaments is held every 2nd Sunday in August. This a one day Bass Fishing Tournament that welcomes anglers of all ages. The tournament is held in Dryden on the Wabigoon Chain of Lakes (excluding Dinorwic Chain). The smallmouth bass fishing tournament held on Dashawa, Crowrock and Turtle Lakes near Atikokan, Ontario. This chain of pristine northern waters has an abundance of big scrappy smallies. Anyone who likes fishing can enter the competition. The Atikokan Bass Classic is known as the "funniest bass tourney in the Northwest". There are lots of tournaments that are presently existing all around the globe, like Crow Lake Classic, Last Chance Bass, Other Fishing Tournaments and Derby's, LOWS Annual Live Release Fish Tournament, Stratton Fish Derby, Agimak Lake Fishing Tournament, Whitefish Bay Fishing Derby and Crow Lake Classic.

Clean vacationing

Admit it. When the sun is out and you are at your favorite campsite or cottage on the lake the last thing you want to do is spend a lot of time cooking a meal. Often, when vacationing, the lure to purchase instant foods is strong. Unfortunately, these convenience foods often come over packaged usually including some type of plastic. As we can see when we come across trash in the wilderness, the plastics tend to linger the longest - other than maybe glass and metal. Nothing ruins the feel of a pristine, natural area more than a bunch of garbage. Numerous studies prove that tourists return to an area primarily for its cleanliness and greenery. In this era where the economy has come to rely more on tourism, cleaning up is truly a benefit for the community. We soon realized that walking by these messes and complaining over such disrespect, we were behaving not much better than the polluters who left it. Now when we hike we pack a supply of plastic bags (grocery bags work well) to clean up as we go. Often we earn up to $10 in returnable bottles and cans in the process. When you take a bit of time to clean up some trash not only do you have a better trail or beach to come back to, you have helped to make it safer and nicer for the next user. This simple measure just might influence others to keep it clean, as well. When on the water with the canoe we also clean as we go by diving for garbage below the surface using a mask and snorkel. It is amazing the finds we have from these excursions under water. One of the first times we did this, we found an expensive diving mask in about 30 feet of water – enough incentive to continue this practice! We have found antique bottles, jewelry, fishing lures and reels. It feels very good to clear up a beach of shards of broken glass hiding just below the surface before an unwary swimmer splashes into it. It does not, however, feel as good to find a large fish hook by imbedding it in the bottom of your foot. Take heart in knowing you have done a good thing as your expletive echoes off the far mountainside. Imagine an innocent child stepping on that hook instead of you and decide if it is worth taking the time...

How to house a successful online business

: It is worth taking the time to make your site more search engine friendly, because it will bring you profit and appropriate exposure. Here are some simple advices on building successful web site for your online business. How to build search engine friendly website? You can find plenty material when browsing the Internet, but a good foundation cannot sabotage your online initiative. A search engine friendly site is not just beneficial for top ranking in the search engines, but also helps to attract customers, thus getting business for you. Before designing a site, make sure you have got a good domain name. The Domain name is your URL or Universal Resource Locator as in what a person types into the search engine bar like yoursite and others. Hypothetically, if your business is related to something like ruleta then it is good to have the word "ruleta" included into the domain name separated by dashes from other words or numbers. Generic domain names may help in search engine listing. It will be easier to find the sequence of words within a domain name directly related to the main idea of your business. Make your site content based with at least two hundred words holding clear information of your products, services and business. This will help your potential customer to know about you and get some information on products they require. Apart from verbal description, you might use web design attributes to underline your point. Please do not startle the visitor of your web site with blinking texts, shocking colors and confusing animations on the web pages. The website must have a clean look so that the web visitor will feel relaxed to get all relevant information about your services, otherwise, he will shut it down within a minutes. Keep the site simple and easy to navigateplicated navigation will confuse the visitors. The navigation must be user-friendly and easily understood by the visitors. If you search through search engine results, you will find all the top ranking websites are optimized properly. These optimized websites make their presence felt in the search engines by making their site user friendly with good navigation, content texts, and Meta tags relevant to their websites, and having proper placed images. Why shouldn't you use such simple tool like navigation at your favorite? News relevant to your site is also a great way to bring in traffic. Many people nowadays get their news online and not just world news. Maybe someone wants to read about the gambling bill that was passed in congress recently to ban money transfers to and from online casinos, a great advantage to having news on your page is that if it is well written piece of writing, other news sources like Yahoo and Google may take your masterpiece and put a link to it from their site. This would give you thousands of hits, and that is the goal. While designing your website, the most important thing to remember your website is not to trick search engines by adding hidden texts or hidden links, irrelevant keywords or text, or very small text which is hardly visible for human eyes. Google usually punishes these websites by giving them low rank or sometimes removing them forever. If you incorporate all these tips when building your website I can guarantee it will make your job much easier, no one wants to build a site and then find out they need to star over from scratch, because every day offline is potential money lost. Use the above suggestions and utilize them into your company website in order to guarantee you stop losing money that you could be making.

Acne patients seeing the light

: New Laser Therapy Prevents Acne From Graduating to Scars What’s a four letter word for a skin condition that affects nearly 80 percent of the population in various forms and can cause considerable emotional stress? If you answered acne, then you hit this hard-to-treat condition on the head. While a more difficult question might have been how to treat acne, dermatologists are at the forefront of using laser technology to stop acne in its tracks – and prevent the acne scars that are often a result. No. 1 Skin Condition Acne is the most commonly diagnosed skin disorder in the world, topping the list of reasons that patients seek out the help of a dermatologist. While studies show that acne is not caused by diet or stress but by physiological factors such as hormones, excess oil and bacteria, patients often place the blame on their own shoulders. “Acne patients are often times truly frustrated, and rightfully so,” said by a dermatologist. “They hear mixed messages about the causes of acne and sometimes spend an enormous amount of time and money trying to treat the condition with the latest over-the-counter products. By the time I see them in my office, the acne usually has worsened to the point that it is affecting their self-esteem and social lives. But it’s important to remember that acne is a treatable medical condition.” Acne lesions are prevalent on parts of the body where there is a high concentration of pores that contain oil-producing sebaceous follicles, such as the face, neck, chest, shoulders, and upper back. When these follicles become clogged and inflamed, blackheads and whiteheads develop. If a whitehead or blackhead ruptures, its infected contents come into contact with the skin and the infection spreads - producing what is classically referred to as a zit. In a worst-case scenario, the zit becomes so badly infected it turns into a cyst that is located deep in the skin. If left untreated, these painful lesions can lead to an acne scar. Until recently, a combination of topical and oral medications - including antibiotics - has been used almost exclusively with varying degrees of success to combat acne. Now, dermatologists are using non-ablative laser technology to successfully treat active acne and the scarring that often results as well. One of the main benefits of non-ablative lasers, in contrast to their ablative counterparts, is that they can clear acne without producing a notable injury to the outer layer of the skin. Non-ablative therapy works by targeting the overactive sebaceous glands that are responsible for acne. The laser emits a wavelength of light that is strongly absorbed by water within the skin. This generates heat in and around the sebaceous glands. By creating a mild thermal injury just below the skin’s surface, a non-ablative laser alters the structure and function of the sebaceous gland, leading to prolonged acne clearance. "I believe that laser-based applications for acne will one day become the preferred treatment option for acne patients, many of which are dissatisfied with topical and systemic treatments and are wary of their risks and side effects," explained by the dermatologist. "I use non-ablative therapy extensively in my practice, and I've found it to be a safe and cost-effective treatment that has dramatically changed my patients' lives for the better." Non-ablative treatments typically take between five to 20 minutes, during which time the patient experiences a slight snapping or stinging sensation that is alleviated with a pre-treatment topical anesthetic and post-treatment ice application. A series of three to five treatments are delivered at monthly intervals in order to achieve the desired clearance. Marked reduction in acne lesions often occurs within a couple of treatment sessions, and a series of treatments should result in acne clearance for more than six months. Side effects are limited to mild redness and swelling, which will not interfere with a person’s daily activities. Acne’s Cruel Reminders Non-ablative laser therapy is also being used to successfully treat the scars that remain long after the initial acne has been cleared. While acne scars rarely pose a health risk, they are difficult to treat and can be very damaging to a person’s self-esteem. Traditionally, dermatologists have used dermabrasion, surgical excision, and fillers, such as collagen, to diminish scarring. However, the results in many cases were limited. Over the last several years, laser technology has assumed an increasingly important role in the treatment of acne scars. At first, ablative lasers were used to sculpt or vaporize the skin's surface. Now, techniques involving non-ablative lasers have taken over, thanks primarily to their ability to promote collagen growth beneath an acne scar without creating an external injury. "Our experience has shown that patients treated with this therapy experience significant improvement in the appearance of their acne scars,” said by a dermatologist. “After a series of three monthly non-ablative treatments, patients have many times exceeded our expectations and often outperformed the results obtained by ablative lasers." With medical technology advancing at a rapid rate, Dr. Alster cautioned patients to be sure to consult a dermatologist experienced in laser therapy for proper treatment. "Don’t be afraid to ask your physician questions about his or her experience and qualifications or training with a particular procedure,” said Dr. Alster. “Since any type of laser procedure can carry potential side effects, it’s important to entrust your care to qualified hands." Kerwin Chang writes for acnestuff. net where you can find out more about acne and other skin care topics.

Make your fortune in a paper business

The problem with some business ideas is their cost. To manufacture and market a product you have invented could cost you millions of dollars. The investment in machinery, buildings, inventory and other expenditures could bankrupt you before your first sale ever occurred. For this reason, many prefer to run a paper business. Paper businesses do not require large investments of capital for expensive equipment, inventory, and buildings. Many paper businesses can be run from your own home. A paper business is a business that can be operated mainly using pieces of paper, such as contracts, invoices, shipping documents, et cetera. Here are some excellent paper businesses that you can operate. 1. Consulting Consultants charge large fees for their knowledge, expertise, skills, connections, experience, and other assets. This business can be operated from home with little more than standard office equipment and supplies. Consulting is a paper business because your product is an intangible service. Your results are often summarized in a written, paper report and you use written contracts to protect your interests. 2. Finding A professional finder finds something needed by a business or individual for a finder`s fee. The finder doesn`t invest in product inventory because he`s not selling it. He simply collects a fee for arranging to introduce a buyer to a seller. The finder conducts his business using contracts and other written documentation. 3. Drop Shipping Another business (or method of business) where you don`t invest in product inventory or retail space is drop shipping. When your customer buys from you, perhaps through the mail, by phone, or on the internet, you simply contact your supplier, who then ships it to your customer. Your paper business involves taking the order, billing and collecting from your customer as well as ordering, giving shipping instructions, and paying your supplier. 4. Affiliate Programs With affiliate and associate programs, you collect commissions from the sale of other peoples` products. Again, you have no investment in product inventory or expensive facilities. 5. Webmastering Another knowledge-based paper business is webmastering. Whether you design websites, perform internet marketing, or render other needed services, your business is again mainly intangible services backed up by paper records and contracts. 6. International Trade Many times import and export transactions can be conducted on a commission basis. It is also possible to buy, sell and ship merchandise without ever having even seen it. Letters of credit, bills of lading, and other agreements are needed in this paper business. 7. Licensing Instead of trying to finance the manufacturing and marketing of your invention, why not license it to a company with the expertise and capability required? You will then receive royalties in return for your idea. As well, you could become a licensing agent, arranging licensing deals on behalf of other companies and individuals, taking a percentage of sales as compensation. There are many other paper businesses that you could consider including mortgage brokering, commission sales, equipment leasing, real estate, and franchising. This is by no means an exhaustive list. With some thoughtful consideration, you, too, could make your fortune from a paper business.